Norfolk requires STR operators to maintain liability insurance of at least 500,000 dollars covering short-term rental activity. Proof of insurance is required at CUP application and annual registration.
The Norfolk STR ordinance requires operators to carry commercial liability insurance specifically covering short-term rental activity, typically with minimum coverage of 500,000 dollars per occurrence. Standard homeowners policies generally exclude commercial/transient lodging use, so operators must obtain either an endorsement or a separate commercial STR policy. Airbnb Host Protection and Vrbo liability coverage may supplement but usually cannot substitute for primary coverage required by the city. Proof of insurance (certificate of insurance or declaration page) must be submitted with the CUP application and renewed annually with registration. The city is not required to be named as additional insured but mortgage lenders often require endorsements.
Lapse in insurance: CUP suspension and potential revocation. Operating without required coverage: daily civil penalties.
Norfolk, VA
Norfolk prohibits habitual barking that disturbs neighbors under City Code Chapter 6 (Animals). A dog barking continuously for 20 minutes or intermittently f...
Norfolk, VA
Amplified music in Norfolk is prohibited if plainly audible at 50 feet from the source or inside another residence. Granby Street, Waterside District, and Gh...
Norfolk, VA
Norfolk enforces quiet hours from 10 PM to 7 AM weekdays and 11 PM to 8 AM weekends under City Code Chapter 26. Plainly audible standard applies at 50 feet o...
Norfolk, VA
Virginia has no statutory shared-fence cost law. Norfolk property owners are individually responsible for fences on their own land. Boundary-line fences requ...
Norfolk, VA
Norfolk requires all dogs off their owner's property to be leashed under City Code Chapter 6. Town Point Park, Ocean View Beach, and most city parks require ...
Norfolk, VA
Norfolk limits households to a combined total of 4 dogs and cats over 4 months old without a kennel license. Kennel licenses require zoning approval. Militar...
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