Lexington, KY Short-Term Rentals: Short-Term Rental Permits (2026)
Short-term rental permit rules in Lexington, KY, also called Airbnb permits, vacation rental licenses, or STR registration, list the application steps, fees, and operating requirements for hosting.
Key Facts
- Licensing authority
- LFUCG Division of Revenue
- Minimum liability insurance
- $1,000,000 per occurrence
- Emergency contact distance
- Within 25 miles of the rental
- License expiration
- December 31 annually, or on ownership/use change
- Penalty for unlicensed operation
- $500 per offense
Summary
No one may own a short-term rental in Lexington-Fayette County without a special fees license from the Division of Revenue. Applicants must supply contact and emergency-contact information, a site and floor plan, proof of $1 million liability insurance, planning approval, and safety affidavits before the license is issued.
No person shall own a short-term rental in Lexington-Fayette County unless the person possesses a valid special fee license for the short-term rental issued by the Lexington-Fayette Urban County Government, Division of Revenue, as provided in section 13-13 of the Code and this article. ... All short-term rental special fee licenses and renewals shall expire upon the earlier of (1) December 31st following the most recent application or renewal; (2) a change in licensee or ownership of a dwelling unit used as a short-term rental; (3) a change in use from one form of short-term rental (hosted or un-hosted) to the other; or (4) the revocation of a conditional use permit.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Republication | Zoning Ordinance: Republication).
Full Breakdown
' The application must include the property address; contact information for the applicant, the operator (if different), and an emergency contact located within twenty-five miles of the rental; Division of Planning approval that the rental complies with the Zoning Ordinance; the maximum requested occupant count; a site and floor plan showing legal on-site parking; a certificate of general liability insurance of at least $1,000,000 per occurrence; affidavits confirming the health-and-safety duties of § 13-79(a)(1)-(6) are met and that building, fire and other codes are followed; and, for septic properties, a Health Department letter confirming the septic system can handle short-term-rental use.
Every application must be accompanied by the fee set in § 13-13. A license covers all short-term rentals a licensee owns, and each licensed rental receives a unique local registration number. Licenses expire on the earliest of December 31 following issuance, a change in ownership, a change between hosted and un-hosted use, or revocation of a conditional use permit. The Director may refuse to issue or renew a license for a false statement, an incomplete application, unpaid fees or fines, an unsatisfied lien, loss of a required conditional use permit, or noncompliance with applicable codes.
Violations & Fines
Operating a short-term rental without the required special fees license violates § 13-77(a) and carries a civil penalty of $500 per offense under § 13-81, imposed by a Division of Revenue citation officer, in addition to any penalty under § 13-15 for failing to obtain a special fees license. Each day the violation continues after notice is a separate offense, and the government may place a lien on the property for unpaid civil fines.
Frequently Asked Questions
What does a Lexington STR license application require?
How long does a Lexington STR license last?
What happens if I rent out a home in Lexington without a license?
Sources & Official References
Other rules in Lexington
How Lexington compares: Most Airbnb-Friendly Cities in America·Compare Lexington to another location·View the Kentucky short-term rentals overview
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