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Arcadia, CA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License tax
$100 per year (Section 6220.29)
Permit
Separate permit required (Sections 6324 and 6324.13)
Permit application fee
$150 for advertising and investigation (Section 6311.9)
Police review
Chief of Police investigates; fingerprints can be required
Zoning
Pawn Shop shown as Not Allowed in C-O, C-G, C-R and M-1
Issuing officer
License Officer

Summary

In the City of Arcadia, California, a pawnbroker pays a $100 per year license tax under Section 6220.29 and needs a separate commercial permit under Section 6324. The Development Code marks Pawn Shop as not allowed in the C-O, C-G, C-R and M-1 commercial and industrial zones.

For every pawnbroker, One Hundred Dollars ($100.00) per year. ... A separate permit shall be required for each business, occupation, trade or concession mentioned in any of the following subsections of this Division. ... 6324.13. - PAWN BROKER. ... — Not Allowed ... Land Use C-O C-G C-R M-1 Specific Use Regulations ... Pawn Shop — — — —

Full Breakdown

Two separate approvals apply. The first is the business license tax. Section 6220.29 sets it at $100 per year for every pawnbroker, and Section 6220.1 adjusts the printed schedule each January 1 by the Los Angeles-area Consumer Price Index. An annual license runs twelve months from the first day of the month of issue (Section 6213.3).

The second is a permit. Section 6324 requires a separate permit for each business named in Division 4 (Commercial Permits), and Section 6324.13 lists Pawn Broker there. Section 6321.1 adds that a separate permit is needed for every kind of business, regardless of common ownership, management or location. The application goes to the License Officer, must be signed and verified by the applicant, and carries a $150 payment to cover advertising and investigation (Sections 6311 and 6311.9). The License Officer refers the application to the Chief of Police for investigation, and the Chief can ask for fingerprints and thumbprints (Section 6311.8). Once the application is complete, the fee is paid and the Code is satisfied, Section 6312.1 directs the License Officer to issue the permit.

The License Officer can refuse a permit for fraud, misrepresentation or conduct detrimental to the public welfare, subject to appeal under Sections 6216.8 and 6216.9 (Section 6312.1.1).

Location is the harder hurdle. In Table 2-8 of Section 9102.03.020, the row for Pawn Shop shows a dash in each of the four columns, C-O, C-G, C-R and M-1, and the table legend defines a dash as Not Allowed. The Development Code's definitions describe a Pawn Shop as a commercial establishment that sells secondhand personal property and in which the operator provides loans secured by that property, and its Secondhand Store definition expressly excludes pawn shops.

Violations & Fines

Operating without the license draws the Section 6214.3.1 rule: the fee plus a penalty equal to one hundred percent of it before any license issues. Late fees carry penalties of twenty, sixty and one hundred percent at 30, 60 and 90 days. The License Officer can revoke or suspend a permit when the permit holder violates State law, any provision of the Code or a permit condition (Section 6314.1), and can do so without a hearing after a misdemeanor adjudication under the Article (Section 6314.2).

Frequently Asked Questions

How much is the pawnbroker license in the City of Arcadia, California?
Section 6220.29 sets the license tax at $100 per year for every pawnbroker. Section 6220.1 adjusts the fee schedule every January 1 by the Los Angeles-Anaheim-Riverside Consumer Price Index, so the printed base figure can differ from the amount billed. The permit under Section 6324 is a separate step with its own $150 application payment.
Does a pawnbroker need a permit as well as a license?
Yes. Section 6324 requires a separate permit for each business named in the Division, and Section 6324.13 names Pawn Broker. Section 6321.1 requires a separate permit for each kind of business regardless of common ownership. The application is filed with the License Officer, signed and verified, and goes to the Chief of Police for review under Section 6311.8.
Where can a pawn shop locate in the City of Arcadia?
Table 2-8 in Section 9102.03.020 shows a dash for Pawn Shop under C-O, C-G, C-R and M-1, and the table key reads Not Allowed for a dash. Before signing a lease, confirm the site's zone with Development Services, because the Downtown zones use a separate table.
What happens if a pawnbroker opens before getting licensed?
Section 6214.3.1 bars the License Officer from issuing a license to a person who commenced business without one until the license fee and a penalty equal to one hundred percent of the fee are both paid. Section 6214.2 adds that a criminal conviction does not excuse the unpaid fee.

Sources & Official References

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