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Chesapeake, VA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Governing section
City Code Sec. 18-79.1.1
Prerequisite
Circuit court authorization required first
Application includes
Court order, DOB, criminal disclosure
License scope
Tied to one designated building
Recordkeeping penalty
Class 4 misdemeanor (Sec. 58-60)

Summary

Chesapeake will not issue a pawnbroker business license until the circuit court authorizes it under state law, and applicants must submit a certified court order, their date of birth and a sworn disclosure of any criminal history. City Code Sec. 18-79.1.1 taxes pawnbrokers as personal and business services.

Any person engaged in business as a pawnbroker shall pay the license tax prescribed in section 18-177 for personal and business services. No business license shall be issued for a pawnbroker under this chapter until authorized by the circuit court of the city in accordance with Code of Virginia, § 54.1-4000 et seq., as amended. Applications for a pawnbroker business license shall include a certified copy of the circuit court order authorizing the issuance of the license; the applicant's date of birth; a sworn statement or affirmation disclosing any criminal convictions or any pending criminal charges, whether within or without the commonwealth; and such other information as required by this chapter or by the assessing official, including payment of the applicable business license tax or fee. The license shall designate the building in which the applicant shall conduct such pawnbroker business.

Full Breakdown

Chesapeake City Code Sec. 1 requires anyone doing business as a pawnbroker to pay the license tax set for personal and business services under Sec. , the state pawnbroker licensing statute. The application must include a certified copy of that circuit court authorization order, the applicant's date of birth, and a sworn statement or affirmation disclosing any criminal convictions or pending criminal charges anywhere in or outside Virginia, plus whatever else the assessing official requires along with the business license fee. The license itself designates the specific building where the pawnbroker may operate, so a licensee cannot simply relocate without amending the license.

Once licensed, pawnbrokers fall under Chapter 58, Article III's operating rules: Sec. 58-52 requires examining a customer's identification before taking any article in pawn; Sec. 58-53 bars taking articles from minors; Sec. 58-54 and Sec. 58-55 require daily transaction records and daily reports to the Chief of Police, including photo ID copies and photographs of precious metals received, filed electronically to the police department's designated website; and Sec. 58-58 gives the Chief of Police a standing right to enter and search the premises for missing or stolen property.

A conviction under those sections is a Class 4 misdemeanor by default under Sec. 58-60, and Sec. 58-61 lets the license-issuing officer revoke the pawnbroker's license on top of that criminal penalty.

Violations & Fines

Operating as a pawnbroker without circuit court authorization or the business license required by Sec. 18-79.1.1 exposes the operator to license denial and prosecution; violating the recordkeeping, ID-check or reporting duties in Chapter 58, Article III is a Class 4 misdemeanor under Sec. 58-60, and the issuing officer may separately revoke the pawnbroker's license under Sec. 58-61.

Frequently Asked Questions

What do I need before applying for a pawnbroker license in Chesapeake?
You need a certified copy of a Chesapeake Circuit Court order authorizing you as a pawnbroker under Code of Virginia § 54.1-4000 et seq. before the city will consider a business license application under Sec. 18-79.1.1, plus your date of birth and a sworn criminal history disclosure.
Can a licensed pawnbroker move to a new address?
Not without amending the license first. Sec. 18-79.1.1 states the license designates the specific building where the pawnbroker must conduct business, so relocating means updating that license rather than simply moving operations to a new storefront.
What records must a Chesapeake pawnshop keep?
Daily records of every item pawned, bought or exchanged, including a copy of the customer's photo ID, personal details and a description of the property, plus a daily report to the Chief of Police filed electronically, all required under Sec. 58-54 and Sec. 58-55.

Sources & Official References

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