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Clinton Township, MI Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License required
Every pawnbroker, secondhand or junk dealer
Annual license fee
$500 plus $65/employee
Required bond
$10,000 corporate surety, Best A rated
Bond tail period
90 days after license ends
Board decision window
14 business days after application
Appeal window
20 days to request hearing
License expiration
Every December 31, non-transferable

Summary

Clinton Township requires every pawnbroker, secondhand dealer and junk dealer to hold a Township business license before opening, and that license issues only after the applicant posts a $10,000 corporate surety bond. The Township Board, guided by a Police Department background check, can deny, suspend or revoke the license.

(a) Prior to any license being issued, the applicant shall furnish a corporate security bond, Best A Rated, or better and the penal sum of ten thousand ($10,000.00) dollars with sufficient sureties to be approved by the Township which bond shall be conditioned that the owner, operator shall during the time of the license comply with all the laws of the State of Michigan and Township pursuant to this chapter and in regard to Pawnbrokers, Secondhand Dealers, Junk Dealers, Precious Metal and Gem Dealers Act of the State, as set forth, and the Sale of Secondhand Watches Act of the State as set forth, including any amendments to the foregoing State laws. Any person aggrieved by the action of the licensee shall have a right of action on the bond for recovery of money damages. Such bond shall remain in full force and effect for 90 days after the expiration or cancellation of any license, or after the termination of any action upon such bond.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 S-25: Local legislation current through May 26, 2026).

Full Breakdown

03 to operate a pawnbroker, secondhand dealer or junk dealer business in the Township without first obtaining and maintaining a valid business license for each separate office or place of business. 04 requires a written application to the Township with the nonrefundable license fee attached, plus ownership details, the business name and address, and the names, home addresses, birth dates and driver's license numbers of every owner and employee. 22(a) requires the applicant to post a corporate security bond, rated Best A or better, in the penal sum of ten thousand dollars, conditioned on the owner and operator obeying all State and Township pawnbroker, secondhand dealer, junk dealer, precious-metal-and-gem-dealer and secondhand-watch-dealer laws for as long as the license is active; the bond stays in force for ninety days after the license ends or is cancelled, and anyone harmed by the licensee can sue on it directly for money damages.

06, such as an unpaid or dishonored fee, a building, fire, zoning or health violation, a disqualifying criminal conviction for moral turpitude within the past fifteen years, a false statement on the application, a prior license revocation within fifteen years, or an owner under eighteen. 09 makes every license expire December 31 and bars any transfer of the license to another person or location.

Violations & Fines

Operating as a pawnbroker, secondhand dealer or junk dealer without the Township license, or without the required bond in force, violates Sections 858.03 and 858.22 and exposes the operator to the general Code penalty under Section 858.26, plus license denial, suspension or revocation by the Township Board. An applicant denied a license has twenty days under Section 858.07 to request a Township Board hearing or variance before the denial becomes final.

Frequently Asked Questions

Does Clinton Township require a special license for pawnbrokers?
Yes. Section 858.03 bars anyone from operating a pawnbroker, secondhand dealer or junk dealer business in the Township without first obtaining and maintaining a valid Township business license for each location, separate from any state pawnbroker registration.
How big a bond does a Clinton Township pawnbroker need?
Section 858.22(a) requires a corporate surety bond, rated Best A or better, in the penal sum of $10,000 before the Township will issue the license. The bond has to stay in effect for ninety days after the license ends, and anyone the licensee harms can sue directly against it.
What can get a pawnbroker license application denied in Clinton Township?
Section 858.06 lets the Township Board refuse a license for an unpaid fee, a building, fire, zoning or health-code violation, a moral-turpitude criminal conviction within the past fifteen years, a false statement on the application, a license revocation elsewhere within fifteen years, or an owner under eighteen.
How much does the Clinton Township pawnbroker license cost each year?
The Police Department fee schedule at Section 209.12(c)(3) sets the annual pawnbroker's license at $500 plus $65 for every registered employee, on top of the separate $10,000 bond required before the license can be issued under Section 858.22.

Sources & Official References

Other rules in Clinton Township

All Clinton Township rules

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