Kent, WA Business Licensing & Operations: Pawnbrokers (2026)

020 bars anyone from operating as a pawnbroker without maintaining a fixed place of business in the city. 090: a pawnbroker cannot sell pledged property until at least 90 days pass, but once the 90 days expire unredeemed, the pawnbroker takes full title and owes the pledgor no accounting of resale proceeds. Every loan must be documented in a written receipt stating the term, due date, fees, interest, total amount due if held the full 90 days, and the pledgor's redemption rights. 99; a $3 storage fee applies, or $30 for a stored firearm, and this fee schedule must be posted in 12-point type or larger on the premises.

030 requires every pawnbroker to log each transaction, including the customer's signature, date of birth, address, government ID, and a full description of the pledged item, retained for three years and open to inspection by any commissioned officer. 040, pawnbrokers must furnish the chief of police a transcript of the prior day's transactions within 24 hours of request, and must promptly report any property they have cause to believe is stolen. 050 requires the pawnbroker to hold it intact for 120 days, extendable by the police in further 120-day increments. 110.