Pawnbrokers in King County need a state-recognized local license under RCW 19.60.045, must report transactions to police, observe interest rate and fee caps, and hold pledged items at least 90 days before forfeiture.
Washington pawnbrokers operate under RCW 19.60, including the pawnbroker-specific provisions in 19.60.045. Operators must obtain a local pawnbroker license, register all transactions, and report them to law enforcement. State law caps interest at three percent per month on most loans, with limited preparation, storage, and insurance fees. Pawnbrokers must hold pledged property at least 90 days from the loan due date before forfeiture, providing notice to pledgors. King County cities including Seattle, Kent, and Renton issue pawnbroker licenses and conduct inspections.
Unlicensed operation, unreported transactions, exceeding interest caps, or premature forfeiture can trigger license revocation, civil penalties, restitution, and criminal misdemeanor charges under RCW 19.60.066.
Kirkland, WA
Leaf blowers and power equipment are restricted to 8 AM to 8 PM weekdays and 9 AM to 6 PM on weekends and holidays under KMC 11.84A. Kirkland has not adopted...
Kirkland, WA
Kirkland sits about 20 miles north of Sea-Tac and is lightly affected by commercial flights. Kenmore Air seaplanes and Renton Municipal general aviation caus...
Kirkland, WA
Kirkland does not impose a citywide overnight parking ban, but enforces the 72-hour rule, signed residential permit zones, and no-parking signs at parks, tra...
Kirkland, WA
Kirkland driveways must remain paved, accessible, and used for vehicle parking per KMC Title 115 zoning code, which limits front-yard paving and requires app...
Kirkland, WA
EV charging in Kirkland follows the Washington State Energy Code, which requires EV-ready capacity in new multifamily and commercial parking and protects pub...
Kirkland, WA
Under KZC 115.40, Kirkland fences may be up to 6 feet except within 15 feet of a street curb. Properties on a neighborhood access or collector street are cap...
Side-by-side rule comparisons with other cities in King County.
See how Kirkland's pawnbrokers rules stack up against other locations.
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