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Auburn, WA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing section
ACC 5.20.210
Application requirement
Full fingerprint set on file
Daily report deadline
Before noon, prior day's transactions
Pledge hold period
4 days after report to police
Interest rate law adopted
RCW 19.60.060 by reference
Max misdemeanor penalty
$1,000 fine and/or 90 days jail

Summary

Auburn pawnbrokers must be fingerprinted, keep a written transaction ledger, and report every transaction to the police chief before noon the next day under ACC 5.20.210. Pledged property must stay on-site for four days after that report, and the police chief maintains a mandatory do-not-buy list.

B. License Application – Qualifications – Requirements to Apply – Applicant Fingerprints Accompanying. Each application for a pawnbroker's or a secondhand dealer's license shall be accompanied by a complete set of fingerprints of the applicant, utilizing fingerprint forms as prescribed by the chief of police. ... E. Daily Report to Police. Every pawnbroker and secondhand dealer doing business in the city shall, before noon of each day, furnish to the chief of police, on such forms as the chief of police may provide, a full, true and correct transcript of the record of all transactions had on the preceding day... F. Property Retention Period. No property bought or received in pledge by any pawnbroker or secondhand dealer shall be removed from their place of business, except when redeemed by the owner within four days after receipt has been reported to the chief of police as provided in this chapter.

View official code

Official source re-checked September 8, 2026: no newer edition of the code had been published (publisher’s edition: current through Ordinance 7023, passed July 6, 2026).

Full Breakdown

210 defines a pawnbroker as anyone engaged in lending money on the security of pledges, deposits or conditional sales of personal property. Every application must include a complete set of the applicant's fingerprints on forms the police chief prescribes. Once licensed, the pawnbroker must keep a permanent English-language record of each transaction listing the date, the employee who handled it, the customer's name, age, address and physical description, the property owner's name and address, a detailed description of the item (including maker and serial numbers for watches, and inscriptions for jewelry), the price paid or amount loaned, witnesses, and the pawn ticket number, and must verify the customer's identity against a valid government photo ID.

That ledger and all goods received stay open to inspection by the city attorney or any peace officer during business hours. Before noon each day, the pawnbroker must hand the police chief a full transcript of the prior day's transactions, and must flag any item suspected stolen along with the owner's name if known. Pledged or purchased property cannot leave the shop except when an owner redeems it, and only after four days have passed since the transaction was reported to police. 060, adopted by reference and kept on file with the city clerk. The police chief also runs a do-not-buy list that pawnbrokers must consult at no charge.

Violations & Fines

Noncompliance with the do-not-buy list triggers enforcement under ACC 5.20.070 and 5.20.080 and RCW 19.60.066. General Chapter 5.20 penalties apply: under ACC 5.15.110, violations are a civil infraction/civil penalty under Chapter 1.25 ACC or a misdemeanor carrying up to a $1,000 fine, 90 days in jail, or both, and the police chief may revoke the license immediately if continued operation threatens public peace, health or welfare.

Frequently Asked Questions

What must an Auburn pawnbroker submit before opening?
A complete set of fingerprints on forms prescribed by the chief of police, as part of the license application required by ACC 5.20.210(B).
How fast must a pawnbroker report transactions to police?
Before noon each day, the pawnbroker must give the chief of police a full, true transcript of every loan, purchase or sale made the previous day, per ACC 5.20.210(E).
How long must a pawnbroker hold pledged property?
Property cannot be removed from the shop except when the owner redeems it, and even then only after four days have passed since the transaction was reported to the chief of police, under ACC 5.20.210(F).
Is there a fee for using the do-not-buy list?
No. ACC 5.20.210(H) requires pawnbrokers to use the police chief's do-not-buy list but bars the city from charging any fee for access to it.

Sources & Official References

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