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Overland Park, KS Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License issuer
City Clerk
Annual fee
$25
Residency rule
2 years Kansas residency required
Loan period
1 month
Redemption period
2 months after due date
Weekly report deadline
Every Tuesday to Chief of Police

Summary

Anyone operating as a pawnbroker in Overland Park must hold a City Clerk-issued license under Municipal Code Chapter 5.52. Applicants pay a $25 annual fee, must be U.S. citizens and two-year Kansas residents, and every pledge carries a mandatory one-month loan term with a two-month redemption period.

No person shall engage or continue in business as a Pawnbroker or Precious Metal Dealer without first obtaining a license therefor. The person shall obtain such license from the City Clerk... Each application shall be accompanied by a fee of $25 which shall be paid annually upon renewal of the license.

Full Breakdown

020 makes it unlawful to "engage or continue in business as a Pawnbroker or Precious Metal Dealer without first obtaining a license therefor" from the City Clerk. The written application must list the applicant's name and residence (or, for a partnership or corporation, each partner, officer, shareholder or member), the business address, and the hours and days of operation. A. 79-3608 and a detailed inventory of goods currently held in pledge or for sale. The license fee is $25, paid annually on renewal and deposited into the City General Fund.

citizen or who has not been an actual Kansas resident for at least two years before applying (corporate officers, directors and stockholders of an applicant corporation are treated differently under that section). 090 requires every loan to be evidenced by a written, inked contract given to the borrower, sets the loan period at one month, and gives the borrower a two-month redemption period after the due date during which the pawnbroker must hold the pledged article and cannot sell or transfer it. Only after that period lapses unredeemed does title vest in the pawnbroker.

100: every pawnbroker must report, by Tuesday of each week, a detailed description of everything received in pledge or purchased during the prior calendar week, including seller name, date of birth, residence and driver's license number.

Violations & Fines

Violating any provision of Chapter 5.52, including operating without a license or skipping the weekly police report, is a public offense punishable under Municipal Code 1.12.010's general penalty schedule (5.52.150). The Code Administrator or City Clerk can also suspend or revoke a pawnbroker's license under 5.52.080 for noncompliance, on top of any criminal fine.

Frequently Asked Questions

How much does an Overland Park pawnbroker license cost?
The license fee is $25 per year, paid at application and again annually upon renewal under Municipal Code 5.52.020. Payments go to the City Clerk and are deposited into the City General Fund. There is no separate inspection fee specified in the pawnbroker chapter itself.
How long before a pawnbroker can sell an unredeemed item?
A pawnbroker must hold every pledged item for a two-month redemption period after the loan's due date under 5.52.090. Selling or transferring a pledge before that period expires is unlawful; once it lapses without redemption, title vests in the pawnbroker.
What must a pawnbroker report to police each week?
Under 5.52.100, every pawnbroker must report by Tuesday each week a detailed description of all property received in pledge or purchased that week, including the seller's name, date of birth, residence and driver's license number, submitted to the Chief of Police.

Sources & Official References

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