Overland Park, KS Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- License issuer
- City Clerk
- Annual fee
- $25
- Residency rule
- 2 years Kansas residency required
- Loan period
- 1 month
- Redemption period
- 2 months after due date
- Weekly report deadline
- Every Tuesday to Chief of Police
Summary
Anyone operating as a pawnbroker in Overland Park must hold a City Clerk-issued license under Municipal Code Chapter 5.52. Applicants pay a $25 annual fee, must be U.S. citizens and two-year Kansas residents, and every pledge carries a mandatory one-month loan term with a two-month redemption period.
No person shall engage or continue in business as a Pawnbroker or Precious Metal Dealer without first obtaining a license therefor. The person shall obtain such license from the City Clerk... Each application shall be accompanied by a fee of $25 which shall be paid annually upon renewal of the license.
Full Breakdown
020 makes it unlawful to "engage or continue in business as a Pawnbroker or Precious Metal Dealer without first obtaining a license therefor" from the City Clerk. The written application must list the applicant's name and residence (or, for a partnership or corporation, each partner, officer, shareholder or member), the business address, and the hours and days of operation. A. 79-3608 and a detailed inventory of goods currently held in pledge or for sale. The license fee is $25, paid annually on renewal and deposited into the City General Fund.
citizen or who has not been an actual Kansas resident for at least two years before applying (corporate officers, directors and stockholders of an applicant corporation are treated differently under that section). 090 requires every loan to be evidenced by a written, inked contract given to the borrower, sets the loan period at one month, and gives the borrower a two-month redemption period after the due date during which the pawnbroker must hold the pledged article and cannot sell or transfer it. Only after that period lapses unredeemed does title vest in the pawnbroker.
100: every pawnbroker must report, by Tuesday of each week, a detailed description of everything received in pledge or purchased during the prior calendar week, including seller name, date of birth, residence and driver's license number.
Violations & Fines
Violating any provision of Chapter 5.52, including operating without a license or skipping the weekly police report, is a public offense punishable under Municipal Code 1.12.010's general penalty schedule (5.52.150). The Code Administrator or City Clerk can also suspend or revoke a pawnbroker's license under 5.52.080 for noncompliance, on top of any criminal fine.
Frequently Asked Questions
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Sources & Official References
Other rules in Overland Park
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