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Plantation, FL Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Standard holding period
5 days before resale
Altered-serial-number holding period
20 days
Police copy deadline
Within 24 hours of transaction
Record retention
1 year minimum
Minor pledges
Barred without parent co-signature
Precious metals
Excluded, governed by F.S. § 538

Summary

Plantation pawnbrokers must hold pawned or purchased items at least five days before resale under Code of Ordinances Sec. 14-96, keep detailed transaction records with the seller's thumbprint and ID under Sec. 14-93, and may not take a pledge from anyone under 18 without a parent's signature under Sec. 14-98.

Pawnbroker means any person, either natural or otherwise, who as a significant part of the conduct of a business loans or lends money or some other thing of value on the delivery or deposit of personal property taken by way of pawn, pledge, or exchange as security for the repayment of money lent thereon...Each pawnbroker and secondhand dealer shall retain possession of all inventory for at least a period of five (5) days following the receipt of possession, except that any inventory on which a serial or identification number is altered, defaced, or rendered wholly or partially unreadable shall be held for a period of at least twenty (20) days...No pawnbroker shall purchase or possess for security, take as a pledge or pawn, any item from a person under the age of eighteen (18) years unless such person is accompanied by his parent or legal guardian and unless both the person and the parent or guardian sign the pawnbroker's records required pursuant to this division.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 30 Update 1).

Full Breakdown

Division 3 of Chapter 14 defines a pawnbroker as anyone who, as a significant part of their business, loans money against personal property taken as pawn, pledge, or exchange, excluding banks regulated separately under Sec. 14-91. Precious-metals transactions are carved out entirely under Sec. 019, already governs them. Every pawnbroker must record, for each item, the customer's full name, address, phone numbers, employer, age, race, sex, signature, driver's license or photo ID number, thumbprint, item description with serial numbers, purchase date, and price paid, per Sec.

14-93. Duplicate copies of those records must reach the Plantation Police Department within 24 hours of the transaction under Sec. 14-94, and must be retained for one year under Sec. 14-95. Sec. 14-96 requires items to be held at least five days before resale or transfer of possession, extended to 20 days if a serial or ID number has been altered, defaced, or made unreadable; the pawnbroker may sell ownership sooner but must keep physical possession for the full holding period. Sec. 14-97 gives police the right to inspect the premises and required records during regular business hours to confirm compliance, and Sec. 14-98 bars pawning items from anyone under 18 unless a parent or guardian is present and co-signs the transaction record.

Violations & Fines

Failing to maintain the required transaction records, missing the 24-hour police-copy deadline, releasing inventory before the five- or 20-day holding period expires, or pawning from an unaccompanied minor are violations of Division 3 subject to the city's general code enforcement process under Chapter 6, which can include citations and fines through the Code Enforcement Board.

Frequently Asked Questions

How long must a Plantation pawnshop hold an item before reselling it?
At least five days from the date it takes possession, under Sec. 14-96. That extends to 20 days if the item's serial or identification number has been altered, defaced, or is otherwise unreadable, giving police more time to check it against theft reports.
What records does a Plantation pawnbroker have to keep on each customer?
Full name, address, phone numbers, employer, age, race, sex, a signature, a driver's license or photo ID number, a thumbprint, and a detailed item description with serial numbers, under Sec. 14-93. A duplicate must go to the police department within 24 hours.
Can a Plantation pawnshop take an item from a teenager?
Only if the person is under 18 and accompanied by a parent or legal guardian who signs the required pawn record along with the minor, per Sec. 14-98. Otherwise pawning from anyone under 18 is barred outright.

Sources & Official References

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