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Rockford, IL Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License
Required before buying/selling secondhand goods
Fee tier
Enhanced fee applies to pawnbrokers
Records
Permanent log sent to Rockford PD
Fine range
$50-$750 per offense

Summary

Rockford treats pawnbrokers as secondhand dealers who must hold a city license, pay an enhanced fee, and keep permanent transaction records for police inspection.

The term "secondhand dealer" shall include businesses commonly known as pawnbrokers, swap shop operators, stamp dealers, coin dealers and jewelers who purchase and resell items from persons other than dealers and suppliers.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 18).

Full Breakdown

City code folds pawnbrokers into its secondhand-dealer licensing scheme: Sec. 23-149 makes it unlawful to buy or sell secondhand goods without a license, and Sec. 23-147 names pawnbrokers specifically as secondhand dealers subject to the city's enhanced license fee (versus the standard fee for dealers mainly selling exempt categories like furniture or antiques). Sec. 23-150 requires every secondhand dealer, including pawnbrokers, to keep a permanent record of each item bought or sold, plus the counterparty's name and residence, transmitted to the Rockford Police Department as the chief of police directs. Sec. 23-151 requires reporting any item reasonably believed stolen to police on demand.

Violations & Fines

Operating unlicensed or skipping required records is a Code violation: a fine of $50-$750 per offense (each day a continuing violation persists counts separately) under Sec. 1-9, plus possible license suspension or revocation.

Frequently Asked Questions

Does Rockford license pawnbrokers separately from pawnshops?
No. Sec. 23-147 folds pawnbrokers into the citywide 'secondhand dealer' license category rather than a standalone pawnbroker license.
What records must a Rockford pawnbroker keep?
A permanent record of every item purchased or sold and the counterparty's name and residence, transmitted to the Rockford Police Department as the chief of police directs (Sec. 23-150).

Sources & Official References

Other rules in Rockford

All Rockford rules

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