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Stockton, CA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Business license tax
$150 per quarter (§5.08.220)
Permit issuer
Chief of Police
Fingerprinting
required for applicant and interested parties
Standard hold on goods
30 days before resale
Police hold-order period
up to 90 days
Transaction report deadline
within 24 hours to police
Minimum age
no permit under 18

Summary

Stockton pawnbrokers must hold a police-issued permit under SMC §5.28.030 in addition to their $150-per-quarter license tax, submit to fingerprinting and a background check under §5.28.220, and follow strict handling rules: a mandatory 30-day hold on pledged goods, next-day transaction reports to police, and a ban on dealing with intoxicated or underage customers.

§ 5.28.020. Definitions. ... "Pawnbroker" means a person, other than banks, trust companies or bond brokers ... who keeps a loan office or pawn shop and is engaged in conducting, managing or carrying on the business of loaning money, for him, her or itself or for any other person, upon receipt of personal property, including jewelry and precious stones, other personal security, pawns or pledges, or the business of purchasing articles of personal property and reselling or agreeing to resell such articles to the vendors or their assignees, at prices agreed upon at or before the time of such purchase. A pawnbroker is also a secondhand dealer but a secondhand dealer is not necessarily a pawnbroker. § 5.28.030. Permit required—Compliance with other laws. A. Unless exempt pursuant to Section 5.28.040, it is unlawful for any person to engage in or conduct a cash for gold, pawnbroker or secondhand dealer business as defined in Section 5.28.020 without a permit. § 5.28.170. Merchandise to be held. All articles purchased ... shall ... be held for a period of 30 days before being placed on exhibition, sold, exchanged ... or otherwise disposed of.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4970744; v11 updated 2026-07-07).

Full Breakdown

220. 220. 230. 100. 180. 140.

Violations & Fines

Violating any Chapter 5.28 requirement, falsifying an application, skipping the transaction report, ignoring a police hold order, or altering a receipt, is prosecuted under Title 1, Chapters 1.08 and 1.40 as both a criminal and administrative civil penalty under §5.28.260, and is independent grounds for the Chief of Police to suspend or revoke the permit under §5.28.250. Altering a duplicate receipt sheet required by §5.28.130 is specifically made a misdemeanor.

Frequently Asked Questions

Do Stockton pawnbrokers need more than a business license?
Yes: a police permit and a business license tax are separate requirements. §5.28.030 requires a Chief of Police-issued permit before operating, on top of the $150-per-quarter pawnbroker business license tax set by §5.08.220, and the permit application requires fingerprinting and a background investigation the license tax alone doesn't trigger.
How long must a Stockton pawnbroker hold pledged items before reselling?
30 days for most articles under §5.28.170, though office furniture, files, desks and similar equipment need only be held five days. The Stockton Police Department can also place a hold-order on any specific item for up to 90 days under §5.28.180, and pawnbrokers may not dispose of anything under an active hold.
Can Stockton deny a pawnbroker permit over a criminal record?
Yes. §5.28.230 lets the Chief of Police deny an application for a conviction within the preceding five years for theft, property damage, trespass, receiving stolen property, extortion, embezzlement, fraud or any crime involving moral turpitude, in addition to zoning, health or building-code conflicts.

Sources & Official References

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