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Business Licensing & Operations in Loveland, CO (2026)

5 verified business licensing & operations rules for Loveland, Colorado, sourced directly from the municipal code and official government pages.

Verified from official government sources

Adult Entertainment

Loveland requires a city license before any sexually oriented business can operate, and Municipal Code Section 5.40.030 confines those businesses to industrial zones only. Applicants must submit a licensed surveyor's certificate mapping every church, school, daycare, park, residential district and other sexually oriented business within 1,500 feet of the proposed site.

Loveland Sexually Oriented Business License

Significant Restrictions

Loveland Municipal Code §§ 5.40.030, 5.40.040, 5.40.270

A.No sexually oriented business shall operate in the city without a valid sexually oriented business license issued by the city under the provisions of this chapter.B.No license shall be issued under the Loveland Municipal Code for any sexually oriented business within any zone district other than an industrial zone. [...] b.The location of the property lines of any church, school, licensed day...

Tobacco Retail License

Loveland requires every tobacco and vape retailer to hold a State and local license under Municipal Code Chapter 8.08, keeps new licensed locations at least 500 feet from schools and other youth-populated areas, and can fine an unlicensed seller up to $2,500 for each tobacco product sold.

Loveland Tobacco Retailer Licensing Requirements

Significant Restrictions

Loveland Municipal Code § 8.08.030

1.It shall be unlawful for any person to act as a tobacco product retailer in the City unless he or she has obtained a State and local tobacco license and maintains the same in full force and effect pursuant to this chapter for each location where tobacco product retailing occurs...4.It shall be unlawful for any person to sell any tobacco product without a license as mandated under this chapter...

Pawnbrokers

Loveland requires every pawnbroker to hold a city clerk-issued license before opening, and Municipal Code Section 5.28.220 bars any pawnshop from locating within one mile of another licensed pawnbroker. Shops also can't operate between 8:00 p.m. and 8:00 a.m. under Section 5.28.200, and managers need their own fingerprinted certificate.

Loveland Pawnbroker Licensing Rules

Significant Restrictions

Loveland Municipal Code §§ 5.28.020, 5.28.200, 5.28.220

It shall be unlawful for any person to engage in pawnbrokering except as provided in and authorized by this chapter and without first having obtained a license from the city clerk. Such license shall be kept current at all times, and the failure to maintain a current license shall constitute a violation of this section. [...] It is unlawful for any person to operate as a pawnbroker between the ...

Auto Repair on Residential Property

Loveland's UDC flatly prohibits repairing or painting automobiles, motorcycles, trailers or boats as a home occupation, no matter how quiet or contained the operation is. The ban sits alongside similar bans on welding shops, appliance repair and vehicle dispatching under Section 18.02.06.01.C.

Loveland Bars Home Auto Repair

Heavy Restrictions

Loveland Unified Development Code § 18.02.06.01.C.6

The following uses, regardless of whether they meet the performance standards of subsection B., above, are not permitted as home occupations: ... 6. Repair or painting of automobiles, motorcycles, trailers, boats, or other vehicles;

Towing Companies

In Loveland, Colorado, a property owner or lessee (or their written agent) may have an abandoned vehicle towed from private property without the vehicle owner's consent under Municipal Code Chapter 10.28. The tow operator must immediately notify the Loveland Police Department, report the tow to the Colorado Department of Revenue, and give the owner a 30-day window to reclaim the vehicle before it can be sold.

Loveland Non-Consent Private Tow Rules

Some Restrictions

Loveland Municipal Code § 10.28.030

A.It is unlawful for any person to abandon any motor vehicle upon private property other than his own. Any owner or lessee, or his agent authorized in writing, may have an abandoned motor vehicle removed from his property by having it towed and stored by an operator.B.Any operator having in his possession any abandoned motor vehicle from a private tow occurring within the city shall immediately...

Looking for Larimer County county-wide rules?

County ordinances apply to unincorporated areas and may supplement Loveland city rules.

Business Licensing & Operations in Larimer County