Home Business in Loveland, CO (2026)
4 verified home business rules for Loveland, Colorado, sourced directly from the municipal code and official government pages.
Verified from official government sources
Zoning & Home Occupation Permits
Loveland's UDC allows a home business only as a use incidental to the residential use, capped at 25 percent of the dwelling's combined floor area, with the operator living on-site. Minor home occupations need no permit; major ones require a City business occupancy permit under Section 18.02.06.01.
Loveland Home Occupation Zoning Rules
Some RestrictionsLoveland Unified Development Code § 18.02.06.01
The purpose of this Section is to ensure that an occupation or business that is conducted within a residential dwelling unit is incidental to or secondary to the residential use, and does not disrupt the physical character or quality of life of the neighborhood. ... The home occupation shall occupy not more than 25 percent of the combined total floor area of the dwelling unit and any accessory ...
Signage Rules
Loveland bars any exterior sign or exterior alteration that would reveal a home occupation is operating, with one narrow exception: a single building-mounted sign is allowed only in the Adaptive Re-Use Overlay Zone along North Cleveland, and it must meet the UDC's permanent sign standards.
Loveland Home Business Sign Ban
Heavy RestrictionsLoveland Unified Development Code § 18.02.06.01.B.8
There shall be no exterior activity, or exterior alteration of the home that would in any way indicate that the subject property is being used for a home occupation, except that in the Adaptive Re-Use Overlay Zone (see Division 18.06.08, Standards for North Cleveland Overlay Zone), one sign that complies with the standards of Section 18.04.08.10, Permanent Building Mounted Signs, is allowed.
Customer Traffic Restrictions
Loveland caps how many clients a home occupation can see at once: a minor home occupation may serve only one client or pupil at a time, while a major home occupation, which requires a city permit, may serve up to four people at once and no more than 12 in any 24-hour period.
Loveland Home Business Client Limits
Some RestrictionsLoveland Unified Development Code § 18.02.06.01.D.3, E.1.e
No more than one client or pupil shall be served at one time on the subject property. ... No more than four persons at one time may avail themselves of the services provided by the home occupation, or more than 12 people during a 24-hour period. Barber and beauty shops shall have no more than two stations.
Home Daycare
Loveland allows licensed family child care homes in any dwelling unit without a zoning permit, so long as the required state license under 12 CCR 2509-8 is obtained and kept current. Large child care homes get one added zoning rule: no two may sit immediately next to each other on the same street segment.
Loveland Home Child Care Zoning Rules
Light RestrictionsLoveland Unified Development Code § 18.02.06.03
The following child care uses are allowed without a permit in all dwelling units, provided that all licenses (if any) that are required by state law (see 12 CCR 2509-8) are obtained prior to establishment of the use, and thereafter maintained... Large Child Care Homes... shall be spaced from each other so that that there are not two or more such facilities located immediately adjacent and front...
Looking for Larimer County county-wide rules?
County ordinances apply to unincorporated areas and may supplement Loveland city rules.
Home Business in Larimer County →