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O'Fallon, MO Environmental Rules: Flood Elevation Requirements (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Residential elevation floor
2 feet above base flood elevation
Non-residential alternative
Engineer-certified flood-proofing to same level
Flood vent standard
1 sq in of opening per sq ft
Manufactured homes
2 feet above BFE on permanent foundation
Critical facilities standard
Elevated above the 500-year flood level

Summary

New homes and substantially improved residential structures in an O'Fallon flood hazard area must have their lowest floor, including the basement, built at least two feet above the base flood elevation under Section 415.190(A)(1). That two-foot cushion above the mapped flood level is what the code's own definitions call freeboard.

Residential Construction. New construction or substantial improvement of any residential structure shall have the lowest floor, including basement, elevated to two (2) feet or more above the base flood elevation.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4860992; v58 updated 2026-05-14; through 05-14-2026).

Full Breakdown

Non-residential buildings get an alternative: elevate the lowest floor two feet or more above base flood elevation just like a home, or flood-proof the structure below that level so it is watertight with walls able to resist hydrostatic and hydrodynamic forces, certified by a registered professional engineer or architect. Any fully enclosed area below the lowest floor used only for parking, building access or storage must be able to automatically equalize floodwater pressure, which the code satisfies with a minimum of two openings totaling at least one square inch of net area per square foot of enclosed space, with the lowest opening no higher than one foot above grade.

Manufactured homes placed in mapped flood zones must sit on a permanent foundation with the lowest floor two feet or more above base flood elevation and be anchored to resist flotation and lateral movement. Critical facilities, such as fire and police stations, hospitals and water or sewer treatment plants, are held to a tougher standard: they must be elevated above the 500-year flood level, or flood-proofed to that higher level, with access routes also above the 500-year flood elevation. The code's own definition ties freeboard directly to this cushion: an allowance against overtopping from waves, urbanization runoff or other factors the base flood calculation does not fully capture.

Violations & Fines

Building below the required freeboard elevation, or below the base flood level entirely, is a Flood Hazard Prevention Code violation under Section 415.250, a misdemeanor carrying the fine and imprisonment set by Section 100.010 plus court costs, with each day of non-compliance a separate offense. The Floodplain Administrator's records must note when a variance permitted construction below the freeboard requirement, since the code recognizes that doing so increases risk to life and property.

Frequently Asked Questions

How high above the flood line does my house need to be built in O'Fallon?
The lowest floor, including the basement, must sit at least two feet above the base flood elevation under Section 415.190(A)(1). That two-foot margin is what the code defines as freeboard, an allowance against flood heights exceeding the mapped 1%-annual-chance level.
Can a commercial building in O'Fallon be flood-proofed instead of elevated?
Yes. Non-residential structures may either elevate the lowest floor two feet above base flood elevation like a home, or be flood-proofed watertight below that level, but only with certification from a registered professional engineer or architect submitted to the Floodplain Administrator.
Are hospitals and fire stations held to the same flood elevation standard as houses?
No, a higher one. Critical facilities such as hospitals, police and fire stations, and water and sewer treatment plants must be elevated above the 500-year flood level, well beyond the two-foot base-flood-elevation freeboard required for ordinary residential construction.

Sources & Official References

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