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Royal Oak, MI Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing section
§ 351-6, flood hazard reduction standards
Residential rule
Lowest floor at or above base flood elevation
Nonresidential option
Elevate or certify floodproofing
Substantial improvement threshold
Cost equals 50% of market value
Certification required
Registered engineer or architect (nonresidential)

Summary

In the City of Royal Oak, § 351-6 requires new construction and substantial improvement of any residential structure in a mapped flood hazard area to have its lowest floor, including the basement, elevated to or above the base flood elevation. Nonresidential structures may instead be floodproofed to be watertight below that level, with an engineer's or architect's certification.

§ 351-6. Specific standards for flood hazard reduction. In all areas of special flood hazard where base flood elevation data has been provided as set forth in § 351-4C(2), Use of other base flood data, the following standards are required: A. Residential construction. New construction and substantial improvement of any residential structure shall have the lowest floor, including basement, elevated to or above base flood elevation. B. Nonresidential construction. New construction and substantial improvement of any commercial, industrial or other nonresidential structure shall either have the lowest floor, including basement, elevated to the level of the base flood elevation or, together with attendant utility and sanitary facilities, shall: (1) Be floodproofed so that below the base flood level the structure is watertight with walls substantially impermeable to the passage of water; (2) Have structural components capable of resisting hydrostatic and hydrodynamic loads and effects of buoyancy; and (3) Be certified by a registered professional engineer or architect that the standards of this subsection are satisfied.

Full Breakdown

Section 351-6 of the Flood Damage Prevention chapter applies once base flood elevation data has been provided under § 351-4C(2), and sets the City's standard for the "base flood," defined in § 351-2 as the flood with a one-percent chance of being equaled or exceeded in any given year. Subsection A requires that new construction and substantial improvement of any residential structure have the lowest floor, including any basement, elevated to or above the base flood elevation; there is no floodproofing alternative for residential buildings, only elevation.

Subsection B gives commercial, industrial, and other nonresidential structures a second compliance path: either elevate the lowest floor to the base flood elevation the same as a residential structure, or floodproof the structure and its utility and sanitary facilities so that, below the base flood level, the building is watertight with walls substantially impermeable to water, and has structural components able to resist hydrostatic and hydrodynamic loads and buoyancy. Whichever floodproofing path a nonresidential project takes, § 351-6B(3) requires certification by a registered professional engineer or architect that the standards are satisfied, and that certification must be filed with the Director of Community Development under § 351-4C(3)(b).

"Substantial improvement" is defined in § 351-2 as any repair, reconstruction, or improvement whose cost equals or exceeds 50% of the structure's market value, so a major renovation of an existing home in a mapped flood hazard area triggers the same elevation requirement as new construction.

Violations & Fines

Constructing or substantially improving a residential structure in a mapped flood hazard area without elevating the lowest floor to the base flood elevation violates § 351-6A. A nonresidential project that skips both the elevation option and a certified floodproofing design violates § 351-6B. The Director of Community Development reviews plans and certifications under § 351-4 before issuing the required development permit.

Frequently Asked Questions

How high does my house need to be built in a Royal Oak flood zone?
Section 351-6A requires the lowest floor, including any basement, of new construction or a substantial improvement to a residential structure to be elevated to or above the base flood elevation, the level of the flood with a one-percent annual chance of being equaled or exceeded.
Can a commercial building be floodproofed instead of elevated?
Yes. Section 351-6B lets nonresidential structures either elevate the lowest floor to the base flood elevation or floodproof the building and its utilities to be watertight below that level, with structural components able to resist flood loads, certified by a registered engineer or architect.
What counts as a 'substantial improvement' that triggers these rules?
Section 351-2 defines it as any repair, reconstruction, or improvement whose cost equals or exceeds 50% of the structure's market value before the work began, so a major remodel of an existing home in the flood hazard area must meet the same elevation standard as new construction.

Sources & Official References

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