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Troy, MI Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Residential freeboard
Lowest floor 1 foot above base flood level
Nonresidential option
Same freeboard or certified watertight flood-proofing
Certification required from
Registered professional engineer or architect
Certification filed with
City Engineer
Governing data source
Most recent FEMA base flood elevation data controls

Summary

Any new residential structure or substantial improvement inside a Troy flood hazard area must have its lowest floor, including the basement, at least one foot above the base flood elevation. Nonresidential buildings get the same option or can flood-proof instead, with engineer certification.

On the basis of the most recent available base flood elevation data the following standards shall apply in the area of special flood hazard: (a) all new construction and substantial improvements of residential structures shall have the lowest floor, including basement, elevated to a minimum of one (1) foot above the base flood level.

Full Breakdown

Chapter 42, Section 6, Specific Base Flood Elevation Standards, sets Troy's freeboard rule on top of FEMA's mapped 100-year flood level. Residential new construction and substantial improvements must have the lowest floor, including any basement, elevated to a minimum of one foot above the base flood level (added by the 10/06/2008 revision, effective 01/16/2009). Nonresidential buildings may meet the same one-foot freeboard, or instead be constructed watertight below the base flood elevation with impermeable walls, structural components able to resist hydrostatic and hydrodynamic loads, and design that resists buoyancy.

Either flood-proofing route requires a registered professional engineer or architect to certify that the standards are satisfied and that the methods employed can withstand the flood depth, pressures, velocities, impact and uplift forces expected at that location; that certification must be submitted to the City Engineer and must state the elevation to which the structure is flood-proofed. Section 6(2) further provides that the most recent base flood elevation data from the Federal Emergency Management Agency takes precedence over data from any other source when the two conflict, meaning a developer cannot rely on an older study or a private engineer's more permissive number once FEMA has issued updated data for the parcel.

Violations & Fines

Elevation and flood-proofing failures are enforced the same way as the rest of Chapter 42: Section 13 makes a violation a Municipal Civil Infraction under Chapter 100, tried in the 52-4 Judicial District Court, carrying a fine of up to $500.00 per day plus costs, damages and injunctive orders, with each day of noncompliance a separate offense.

Frequently Asked Questions

How high above the flood line must a new Troy home be built?
Chapter 42, Section 6 requires the lowest floor, including the basement, to sit at least one foot above the base flood elevation for new construction and substantial improvements to residential structures in the mapped flood hazard area.
Can a commercial building skip the elevation requirement?
Only by flood-proofing instead. Section 6(1)(b) lets nonresidential structures either meet the same one-foot freeboard or be built watertight below that elevation, but a registered engineer or architect must certify the flood-proofing to the City Engineer.
Whose flood elevation data governs if studies disagree?
Section 6(2) states the most recent base flood elevation data from the Federal Emergency Management Agency takes precedence over data from any other source, so an outdated or private study cannot override current FEMA figures.

Sources & Official References

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