Troy, MI Environmental Rules: Flood Elevation Requirements (2026)
Key Facts
- Residential freeboard
- Lowest floor 1 foot above base flood level
- Nonresidential option
- Same freeboard or certified watertight flood-proofing
- Certification required from
- Registered professional engineer or architect
- Certification filed with
- City Engineer
- Governing data source
- Most recent FEMA base flood elevation data controls
Summary
Any new residential structure or substantial improvement inside a Troy flood hazard area must have its lowest floor, including the basement, at least one foot above the base flood elevation. Nonresidential buildings get the same option or can flood-proof instead, with engineer certification.
On the basis of the most recent available base flood elevation data the following standards shall apply in the area of special flood hazard: (a) all new construction and substantial improvements of residential structures shall have the lowest floor, including basement, elevated to a minimum of one (1) foot above the base flood level.
Full Breakdown
Chapter 42, Section 6, Specific Base Flood Elevation Standards, sets Troy's freeboard rule on top of FEMA's mapped 100-year flood level. Residential new construction and substantial improvements must have the lowest floor, including any basement, elevated to a minimum of one foot above the base flood level (added by the 10/06/2008 revision, effective 01/16/2009). Nonresidential buildings may meet the same one-foot freeboard, or instead be constructed watertight below the base flood elevation with impermeable walls, structural components able to resist hydrostatic and hydrodynamic loads, and design that resists buoyancy.
Either flood-proofing route requires a registered professional engineer or architect to certify that the standards are satisfied and that the methods employed can withstand the flood depth, pressures, velocities, impact and uplift forces expected at that location; that certification must be submitted to the City Engineer and must state the elevation to which the structure is flood-proofed. Section 6(2) further provides that the most recent base flood elevation data from the Federal Emergency Management Agency takes precedence over data from any other source when the two conflict, meaning a developer cannot rely on an older study or a private engineer's more permissive number once FEMA has issued updated data for the parcel.
Violations & Fines
Elevation and flood-proofing failures are enforced the same way as the rest of Chapter 42: Section 13 makes a violation a Municipal Civil Infraction under Chapter 100, tried in the 52-4 Judicial District Court, carrying a fine of up to $500.00 per day plus costs, damages and injunctive orders, with each day of noncompliance a separate offense.
Frequently Asked Questions
How high above the flood line must a new Troy home be built?
Can a commercial building skip the elevation requirement?
Whose flood elevation data governs if studies disagree?
Sources & Official References
Other rules in Troy
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Flood Elevation Requirements in Nearby Cities
How other cities in Oakland County handle flood elevation requirements.