Warwick, RI Environmental Rules: Flood Elevation Requirements (2026)
Key Facts
- Regulated zones
- A, AE, AH, AO, A99, V, VE
- AO zone minimum elevation
- 2 ft above highest adjacent grade
- Permit required for
- any construction/development in flood zone
- Enforcing office
- Building official
- Accessory structure exemption cap
- structure value under $1,000
- BFE data trigger
- subdivisions over 50 lots or 5 acres
Summary
Warwick requires a building or development permit for any construction in a mapped special flood hazard area under City Code § 8-5, administered by the building official. In AO flood zones without a FEMA depth number, new or substantially improved structures must be elevated or flood-proofed at least two feet above the highest adjacent grade, and floodway encroachments that raise base flood levels are barred entirely.
Building permit. All proposed construction or other development within a special flood hazard area shall require a permit... Within zones AO on the FIRM, new and substantially improved residential structures shall have the top of the lowest floor at least as high as the FIRM's depth number above the highest adjacent grade and non-residential structures shall be elevated or flood-proofed above the highest adjacent grade to at least as high as the depth number on the FIRM. On FIRMs without a depth number for the AO zone, structures shall be elevated or floodproofed to at least two feet above the highest adjacent grade. ... Enforcement. The building official shall enforce all provisions as applicable in reference to G.L. § 23-27.3-108.1. Penalties. Every person who shall violate any provision of this Code shall be subject to penalties put forth in G.L. § 23-27.3-122.3.
Full Breakdown
Section 8-5 establishes the city's floodplain overlay district covering all zones A, AE, AH, AO, A99, V, and VE mapped on the Kent County Flood Insurance Rate Map administered by FEMA, using panels dated as recently as October 2, 2015. Any proposed construction or other development inside a special flood hazard area, not just building work but filling, grading, excavation, mining, drilling, or storage of materials, requires a permit before work starts, and applicants must first show that every other required federal or state approval, including from the Rhode Island Coastal Resources Management Council or the Department of Environmental Management, has been obtained.
In AO zones, the code sets a concrete elevation floor: a residential structure's lowest floor must sit at least as high as the FIRM's depth number above the highest adjacent grade, and where the FIRM lists no depth number, the minimum is two feet above the highest adjacent grade; non-residential structures must be elevated or flood-proofed to the same standard. In A1-30 and AE zones along a designated regulatory floodway, no encroachment is allowed if it would raise base flood levels during the base flood discharge.
Base flood elevation data is required for subdivisions or other developments larger than 50 lots or five acres, whichever is smaller, within unnumbered A zones. Detached accessory structures under $1,000 in value, such as sheds or garages, can skip the elevation requirement only if they are unfinished, outside the floodway, not used to store hazardous materials, wet flood-proofed, and anchored against flotation. 3.
Violations & Fines
Building or developing inside a mapped special flood hazard area without the required permit, or without meeting the AO zone's two-foot minimum elevation above the highest adjacent grade, is presumed to be a violation until the owner produces the missing lowest-floor elevation documentation, flood-proofing certificate, or floodway encroachment calculations. The building official enforces the chapter under G.L. § 23-27.3-108.1, and the penalties for a violation are those set out in G.L. § 23-27.3-122.3, the state building code's enforcement statute.
Frequently Asked Questions
Do I need a permit to build in a Warwick flood zone?
How high above grade must a house be built in an AO flood zone?
Are sheds exempt from Warwick's flood elevation rules?
Sources & Official References
Other rules in Warwick
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