Skip to main content
CityRuleLookup

Warwick, RI Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Warwick, RI, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit issuer
Building official
Floodway map date
March 15, 1982
VE zone rule
No dune alteration; build landward of mean high tide
Last amended
Ord. No. O-23-24, 12-20-23

Summary

Warwick requires a development permit from the building official before any grading, filling, dredging, building or excavation in the flood hazard overlay district, which covers the 100-year floodplain zones AE and VE. The permit application must show site elevations and a FEMA elevation certificate.

310.2. Development permit required. Within the flood hazard overlay district defined in subsection 310.1, a development permit shall be obtained from the building official for any manmade change to improved or unimproved real estate including, but not limited to, mining, building or other structures, dredging, filling, grading, paving, excavation or drilling operations. ... 310.4. Floodway encroachment prohibited. No development proposing fill, new construction, substantial improvement or other encroachment within a floodway as defined and adopted in subsection 310.3 shall be issued a development permit unless it is demonstrated to the satisfaction of the building official that the proposed development will not result in any increase in flood levels during the occurrence of the 100-year flood.

Full Breakdown

1, the flood hazard overlay district covers land subject to inundation by the 100-year flood, mapped as zones AE (flood zone) or VE (velocity zone). 2 requires anyone proposing a manmade change to land in that district, including mining, building construction, dredging, filling, grading, paving, excavation or drilling, to first obtain a development permit from the building official. Applicants must submit the accurate location of the work, the nature and extent of the proposed activity, site elevations relative to mean sea level, a FEMA National Flood Insurance Program elevation certificate submitted at completion of the foundation, and a description of any watercourse alteration or relocation.

The building official reviews the application to confirm the development will be reasonably safe from flooding and that any altered watercourse retains its flood-carrying capacity, notifying adjacent communities, the Rhode Island division of planning and FEMA before approving any watercourse relocation. 4 flatly bars a development permit for fill, new construction or other encroachment within the mapped floodway unless the applicant proves to the building official's satisfaction that flood levels during a 100-year flood will not rise. 7: sand dune alteration is prohibited outright, and all new construction must sit landward of the reach of mean high tide. The ordinance was last amended by Ord. No. O-23-24 on December 20, 2023.

Violations & Fines

Building without the required development permit, or building in a mapped floodway without proving no rise in flood levels, exposes the property owner to enforcement by the building official, who can withhold or revoke permits and require corrective work. Any new construction in a VE zone that alters a sand dune or sits seaward of mean high tide is prohibited outright and can be ordered removed or modified to conform before occupancy is permitted.

Frequently Asked Questions

Do I need a permit to fill or grade land in a Warwick flood zone?
Yes. Subsection 310.2 of the zoning ordinance requires a development permit from the building official for any manmade change to land in the flood hazard overlay district, including filling, grading, excavation, dredging or new construction, before work begins.
Can I build in Warwick's mapped floodway?
Only if you demonstrate to the building official's satisfaction that the project will not increase flood levels during a 100-year flood, per subsection 310.4. Absent that showing, no development permit for fill, construction or encroachment in the floodway can be issued.
What extra rules apply in a VE velocity zone?
Subsection 310.7 prohibits altering sand dunes in VE zones and requires all new construction to be located landward of the reach of mean high tide, on top of the general development permit requirements.

Sources & Official References

Other rules in Warwick

All Warwick rules

Compare Warwick to another location·View the Rhode Island environmental rules overview

Get notified when Flood Zones in Warwick, RI changes

We'll email you the moment we detect a change in the code. No spam, unsubscribe anytime.

We'll never sell or share your email. One-click unsubscribe in every email.

See something wrong?

Help us keep this page accurate. If you notice an error or outdated information, let us know.