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Dearborn Heights, MI Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Dearborn Heights, MI, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Governing map
FEMA Flood Insurance Study, May 6, 1996
Permit required
Flood hazard area development permit
Administering official
Building and Engineering Director
Appeals body
Zoning Board of Appeals
First offense fine
$75 municipal civil infraction
Application fee
Set by city council resolution

Summary

In the City of Dearborn Heights, Chapter 15 regulates every area of special flood hazard identified in FEMA's Flood Insurance Study for the city completed May 6, 1996. No structure or land in a mapped flood hazard zone may be located, extended, converted or structurally altered without full compliance with the chapter, and a flood hazard area development permit from the Building and Engineering Director is required first.

Sec. 15-7. - Lands to which this chapter applies. This chapter shall apply to all areas of special flood hazards within the jurisdiction of the city. ... Sec. 15-8. - Basis for establishing areas of special flood hazard. (a)The areas of special flood hazard identified by the Federal Emergency Management Agency (FEMA) in a scientific and engineering report entitled "The Flood Insurance Study for the City of Dearborn Heights, Michigan" completed May 6, 1996, with accompanying flood insurance rate maps and flood boundary-floodway maps is hereby adopted by reference and declared to be a part of this chapter. ... ... Sec. 15-9. - Compliance. No structure or land shall hereafter be located, extended, converted or structurally altered without full compliance with the terms of this chapter and other applicable regulations.

Full Breakdown

Sections 15-7 and 15-8 of the Dearborn Heights City Code apply the flood damage prevention chapter to all areas of special flood hazard identified by FEMA in the Flood Insurance Study for the City of Dearborn Heights completed May 6, 1996, together with its flood insurance rate maps and flood boundary-floodway maps, which are on file at the city clerk's office. Section 15-8(b) lets the Building and Engineering Director designate additional flood hazard areas the city engineer identifies using the best available floodplain data. Section 15-9 bars locating, extending, converting or structurally altering any structure or land in these areas without full compliance with the chapter and other applicable regulations, and Section 15-38 requires a flood hazard area development permit application, including the elevation of the lowest floor and any floodproofing, on a site plan reviewed by the Building and Engineering Director.

Section 15-56's general standards require all new construction and substantial improvements to be anchored against flotation and lateral movement, built with flood-resistant materials, and designed so water supply and sanitary sewer systems minimize infiltration by floodwater. Section 15-60 bars encroachments, including fill and new construction, within a designated floodway unless a registered engineer certifies no increase in flood levels, and bars placing manufactured homes there outside an existing manufactured home park. The zoning board of appeals hears variance requests under Section 15-81, applying the factors at Section 15-82, and Section 15-39 requires an application fee set by council resolution for every development permit under this chapter.

Violations & Fines

Chapter 15 is not among the chapters the Code classifies for the special civil-infraction fine schedule, so a violation falls under the general municipal civil infraction penalty at Sec. 1-10(f): a $75 civil fine for a first offense, $250 for a first repeat offense within six months, and $500 for a second or later repeat, plus costs. Each day a violation continues is a separate offense, and the city may also seek injunctive relief or abate the condition as a nuisance.

Frequently Asked Questions

What flood maps does Dearborn Heights use?
Sections 15-7 and 15-8 apply to every area of special flood hazard shown on the Flood Insurance Study for the City of Dearborn Heights completed by FEMA on May 6, 1996, along with its flood insurance rate maps and flood boundary-floodway maps kept on file at the city clerk's office.
Do I need a permit to build in a flood hazard area?
Yes. Section 15-9 bars locating, extending, converting or structurally altering any structure or land in a mapped flood hazard area without full compliance with Chapter 15, which starts with a development permit application under Section 15-38 reviewed by the Building and Engineering Director.
What construction standards apply in the floodplain?
Section 15-56 requires anchoring against flotation and lateral movement, flood-resistant construction materials, and water supply and sanitary sewer systems designed to minimize floodwater infiltration. Section 15-60 additionally bars fill or new construction within a designated floodway unless an engineer certifies no increase in flood levels.

Sources & Official References

Other rules in Dearborn Heights

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