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Downey, CA Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Downey, CA, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Governing section
Downey Municipal Code § 8710.01
Applies to
All FEMA-mapped special flood hazard areas
FIRM date
July 6, 1998, plus later revisions
Permit fee
Set by City Council resolution
Violation
Misdemeanor under § 8700.07
Appeals body
Board of Building Appeals, § 8720

Summary

Any new construction, development, or substantial improvement inside a Downey special flood hazard area needs a building or grading permit before work starts, under Municipal Code § 8710.01. The floodplain chapter applies citywide to every area FEMA maps as a special flood hazard on the City's July 6, 1998 Flood Insurance Rate Map, and violations are a misdemeanor under § 8700.07.

§ 8700.04. APPLICABILITY. The floodplain management provisions of this chapter shall apply to all areas of special flood hazards within the jurisdiction of the City of Downey. ... § 8710.01. PERMITS REQUIRED. A building or grading permit shall be obtained before new construction or development or substantial improvement begins within any area of special flood hazards, established in Section 8700.05. Application for a building permit shall be made on forms furnished by the City. ... § 8700.07. COMPLIANCE. Compliance with both the floodplain management portions and the grading portions of this chapter are required. Violations of the provisions of this chapter by failure to comply with any of its requirements (including violations of conditions and safeguards established in connection with conditions) shall constitute a misdemeanor. Nothing herein shall prevent the City of Downey from taking such lawful action as is necessary to prevent or remedy a violation.

Full Breakdown

Downey's floodplain management chapter, adopted under the authority of Government Code §§ 65302, 65560, and 65800, exists to keep new development out of harm's way and to keep the City's flood insurance program intact. Section 8700.04 makes the chapter apply to all areas of special flood hazard within city limits, and § 8700.05 ties that boundary to a specific technical document: the "Flood Insurance Study for the City of Downey," with its accompanying Flood Insurance Rate Map dated July 6, 1998 and all later revisions, on file with the Engineering Division at 11111 Brookshire Avenue.

Before anyone can start new construction, development, or a substantial improvement inside one of those mapped areas, § 8710.01 requires a building or grading permit, applied for on City forms. The application has to include scaled plans showing the proposed elevation of the lowest floor (or the floodproofing elevation) relative to mean sea level, per § 8710.02, and pay the fee set by City Council resolution under § 8710.03. The Building Official reviews the application for compliance with the chapter and issues the permit once the fee is paid and the plans check out.

Section 8700.07 makes compliance with both the floodplain and grading portions of the chapter mandatory, and treats any failure to meet the chapter's requirements, including violated conditions or safeguards, as a misdemeanor. Property owners who disagree with a floodplain boundary determination or want relief from a requirement can seek a Flood Zone Exception through the Board of Building Appeals under § 8720.

Violations & Fines

Starting construction, grading, or a substantial improvement inside a mapped special flood hazard area without the § 8710.01 permit, or ignoring a permit condition meant to safeguard against flood damage, is a misdemeanor under § 8700.07. The Building Official can also withhold approval until the required elevation certifications and floodproofing documentation are on file, and unresolved boundary or requirement disputes go to the Board of Building Appeals rather than halting enforcement.

Frequently Asked Questions

Do I need a permit to build in a Downey flood zone?
Yes. Municipal Code § 8710.01 requires a building or grading permit before any new construction, development, or substantial improvement begins in an area of special flood hazard, as mapped on the City's Flood Insurance Rate Map. Applications go on City forms and must show the proposed lowest-floor elevation.
What map decides if my property is in Downey's flood zone?
Section 8700.05 adopts the Flood Insurance Study for the City of Downey and its accompanying Flood Insurance Rate Map, dated July 6, 1998, plus all later FEMA revisions, as the official boundary of the special flood hazard areas the chapter regulates.
What happens if I skip the floodplain permit?
Under § 8700.07, failing to comply with the chapter's requirements, including building without the required permit or ignoring imposed safeguards, is a misdemeanor. The City can also deny final approval until the missing elevation certifications and floodproofing documentation required elsewhere in the chapter are provided.

Sources & Official References

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