Skip to main content
CityRuleLookup

Lawton, OK Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Lawton, OK, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit required for
Any development in a special flood hazard area
Flood hazard threshold
1% annual chance of flooding
Administered by
City-designated, OWRB-accredited floodplain administrator
State authority
82 O.S. §§ 1601-1618
Effective date
July 20, 2009 (Ordinance No. 09-21)

Summary

Lawton requires a special flood hazard development permit and fee payment before any development occurs in a designated special flood hazard area, under Section 19A-2-1-209. The city adopted its floodplain regulations under state authority in 82 O.S. §§ 1601-1618 to minimize flood losses citywide.

19A-2-1-209 - Establishment of development permit. A special flood hazard development permit shall be required to ensure conformance with the provisions of this article. A special flood hazard development permit and payment of fees in accordance with the city's fee schedule shall be required prior to development in a designated special flood hazard area.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 2 Update 1).

Full Breakdown

Section 19A-2-1-209 requires a special flood hazard development permit, along with payment of the fee set in the city's fee schedule, before anyone may develop land within a special flood hazard area, defined at Section 19A-2-1-206(49) as land with a one percent or greater annual chance of flooding. The floodplain administrator, a person accredited by the Oklahoma Water Resources Board and designated by the Lawton City Council, administers the permit program. Section 19A-2-1-210 backs the permit with a compliance clause: no structure or land may be located, altered, or have its use changed without full compliance with the article.

§§ 1601-1618, and the current version took effect July 20, 2009, per Ordinance No. 09-21. Special flood hazard areas are established from FEMA's "Flood Insurance Study for Comanche County, Oklahoma and Incorporated Areas," dated July 20, 2009, and its accompanying Flood Insurance Rate Map, plus a 2015 Letter of Map Revision covering Oak Ridge Lake, both adopted by reference at Section 19A-2-1-208. The article's stated purposes include protecting human life and health, minimizing public flood-control spending, preventing prolonged business interruption, protecting utilities like water, gas, electric, and sewer lines located in floodplains, and ensuring buyers are notified when property lies in a flood area.

The council may grant a variance from the article's terms where strict enforcement would create an unnecessary hardship, though financial disappointment or lost profit alone does not qualify as hardship under Section 19A-2-1-206(30).

Violations & Fines

Locating, altering, or changing the use of a structure or land in a special flood hazard area without the required development permit, or without full compliance with the floodplain article, violates Section 19A-2-1-210. The floodplain administrator enforces the article, and noncompliant development in a mapped special flood hazard area can jeopardize a property's National Flood Insurance Program eligibility as well as trigger city code enforcement.

Frequently Asked Questions

Do I need a permit to build in a Lawton flood zone?
Yes. Section 19A-2-1-209 requires a special flood hazard development permit and fee payment before development begins in any area designated a special flood hazard area on the city's Flood Insurance Rate Map. The permit is issued by the city's floodplain administrator.
What is a special flood hazard area under Lawton's code?
Section 19A-2-1-206(49) defines it as land in the floodplain with a one percent or greater chance of flooding in any given year, also called the "base flood" area, based on FEMA's Flood Insurance Study for Comanche County and the accompanying Flood Insurance Rate Map.
Can I get a variance from the floodplain permit rules?
The City Council may grant a variance where strict enforcement of the article would cause unnecessary hardship, per Section 19A-2-1-206(30) and (55). Mere financial disappointment or lost profit does not count as hardship, and a variance does not remove the need for a development permit in the flood hazard area.

Sources & Official References

Other rules in Lawton

All Lawton rules

Compare Lawton to another location·View the Oklahoma environmental rules overview

Get notified when Flood Zones in Lawton, OK changes

We'll email you the moment we detect a change in the code. No spam, unsubscribe anytime.

We'll never sell or share your email. One-click unsubscribe in every email.

See something wrong?

Help us keep this page accurate. If you notice an error or outdated information, let us know.