FEMA flood zone rules in Mountain View, CA — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Mountain View contains FEMA AE and X flood zones along Stevens Creek, Permanente Creek, and the Bay shoreline. Construction in special flood hazard areas requires elevation to BFE plus 1 foot and flood insurance.
FEMA Flood Insurance Rate Maps for Santa Clara County identify AE zones with a 1 percent annual chance flood (100-year flood) along Stevens Creek, Permanente Creek, and the San Francisco Bay shoreline including the Shoreline at Mountain View park and North Bayshore. Zone AE requires elevation of the lowest floor to Base Flood Elevation plus 1 foot freeboard per Mountain View Floodplain Ordinance. Coastal VE zones near the Bay require breakaway walls and deeper pile foundations. Federally-backed mortgages in SFHA zones require flood insurance averaging 1,200 to 3,500 dollars annually. Palo Alto Creek, Stevens Creek, and Permanente Creek all have updated maps as of 2021. Downtown and Old Mountain View sit mostly in Zone X (moderate risk), which does not mandate insurance but insurance remains available at lower rates.
Contact your local code enforcement office for specific penalty information.
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Side-by-side rule comparisons with other cities in Santa Clara County.
See how other cities in Santa Clara County handle flood zones.
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