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Parker, CO Environmental Rules: Flood Zones (2026)

Heavy Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Parker, CO, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Governing section
LDO § 13.08.040(a), Floodplain regulations
New buildings
Prohibited within the 100-year floodplain
Elevation standard
Lowest floor 2 feet above base flood elevation
Permit required
Floodplain Development Permit before construction
Camping ban
Unlawful in any designated floodplain
Maximum fine
$499.00 per day, per violation

Summary

The Town of Parker prohibits new buildings and habitable structures inside the designated 100-year floodplain under Land Development Ordinance § 13.08.040(a), requires a Floodplain Development Permit for construction in flood hazard areas, and separately makes it unlawful to camp in any designated floodplain, with the Town authorized to remove unauthorized campsite property under Section 8.07.100.

2.Prohibitions on new buildings and lots.a)New buildings shall be prohibited within a designated 100-year floodplain.b)No habitable structures shall be located within a designated 100-year floodplain. ... c.Unauthorized camping prohibited in designated floodplains. ... 2.General.a)It shall be unlawful for any person to camp in a floodplain.b)The Town may remove and store all property found at an unauthorized campsite in accordance with Section 8.07.100 of this Code.

Full Breakdown

Parker's floodplain rules sit in the Land Development Ordinance's Section 13.08.040(a), Floodplain regulations, and apply to every area of special flood hazard mapped on the FEMA Flood Insurance Rate Map for Douglas County, plus any land removed from the floodplain by a FEMA Letter of Map Revision Based on Fill. No new building may be constructed within a designated 100-year floodplain, and no habitable structure is allowed there at all; the narrow exceptions are public infrastructure such as roads, utilities, trails, and parks approved through a Capital Improvement Program or by the Planning Commission and Town Council.

Any development that is allowed within the flood hazard area must be anchored against flotation and lateral movement, built with flood-resistant materials, and, for residential substantial improvements, must have its lowest floor elevated at least two feet above the base flood elevation; critical facilities need a two-foot freeboard as well. A Floodplain Development Permit, administered by the Town's Floodplain Administrator under Sections 13.03.040(e) and (f), is required before any construction or grading begins in a special flood hazard area, and recreational vehicles are barred from locating there.

Separately, and just as firmly, the Town makes unauthorized camping in any designated floodplain unlawful outright, a public-safety measure that lets the Town remove and store personal property found at an unauthorized campsite under Municipal Code § 8.07.100 after notice. Violating the floodplain provisions is a Land Development Ordinance violation, exposing a property owner to a fine of up to $499.00 for each day the violation continues, enforced by the Chief Building Official, Planning Director, and Town Attorney under Section 13.01.080.

Violations & Fines

Building or substantially improving a structure within the 100-year floodplain without a Floodplain Development Permit, or without meeting the anchoring and elevation standards of § 13.08.040(a)(6), is a Land Development Ordinance violation punishable by up to $499.00 per day under § 13.01.080(b)(1). Camping in a designated floodplain is separately unlawful under § 13.08.040(a)(6)c, and the Town may remove and store any personal property left at an unauthorized campsite under Municipal Code § 8.07.100.

Frequently Asked Questions

Can I build in Parker's floodplain?
Only in narrow circumstances. Under § 13.08.040(a)(6), no new building or habitable structure is allowed in a designated 100-year floodplain except public infrastructure like roads, trails, and utilities approved through the Town's Capital Improvement Program or by the Planning Commission and Town Council. Everything else needs a Floodplain Development Permit and must meet anchoring and elevation standards.
Is camping allowed in Parker's floodplains?
No. Section 13.08.040(a)(6)c makes it unlawful for any person to camp in a designated floodplain, and the Town may remove and store personal property found at an unauthorized campsite under Municipal Code § 8.07.100 after providing notice and a chance to retrieve it.
What happens if I improve my home in the floodplain without a permit?
The Town treats it as an LDO violation. The Floodplain Administrator can require compliance with the elevation and construction standards in § 13.08.040(a)(6), and the Town Attorney can pursue a fine of up to $499.00 per day under § 13.01.080(b)(1) until the violation is corrected.

Sources & Official References

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