FEMA flood zone rules in Pottstown, PA β also called floodplain regulations or special flood hazard area (SFHA) rules β determine flood insurance requirements and elevation standards for new construction.
Pottstown participates in NFIP. The borough has FEMA-mapped Special Flood Hazard Areas along the Schuylkill River and Manatawny Creek. Development in SFHAs requires a floodplain development permit. PA UCC and NFIP minimum standards apply. PA NFIP administration transferred to PEMA in 2021.
Pottstown participates in the National Flood Insurance Program and enforces floodplain management regulations. Properties in FEMA-designated Special Flood Hazard Areas (100-year floodplain) must meet minimum construction standards. New buildings must be elevated above base flood elevation. Substantial improvements to existing structures trigger elevation requirements. Flood insurance required for federally-backed mortgages in SFHA zones. Fill and grading in floodways prohibited. Pottstown may maintain higher standards than FEMA minimums. Flood zone maps available through FEMA Map Service Center and local planning department.
Construction below flood elevation: retroactive compliance required, fines $500 to $5,000. Floodway encroachment: removal order. Failure to maintain flood insurance: lender force-placement at higher cost.
Pottstown, PA
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