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Satellite Beach, FL Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Satellite Beach, FL, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Governing ordinance
City Code § 3-5, Floodplain Management Ordinance §§ 101-102
Administering official
Building Official as Floodplain Administrator
FIRM basis
Brevard County Flood Insurance Study, eff. March 17, 2014
Permit expiration
180 days if work not commenced or abandoned
Records location
565 Cassia Blvd., Satellite Beach Building Dept.

Summary

Satellite Beach's Floodplain Management Ordinance regulates all development in flood hazard areas, from subdivisions and fill to manufactured homes and pools. Flood hazard boundaries follow the 2014 Brevard County Flood Insurance Study and FIRM maps, and the Floodplain Administrator, the building official, issues permits before any qualifying work begins.

101.2 Scope. ... The provisions of this ordinance shall apply to all development that is wholly within or partially within any flood hazard area, including but not limited to the subdivision of land; filling, grading, and other site improvements and utility installations; construction, alteration, remodeling, enlargement, improvement, replacement, repair, relocation or demolition of buildings, structures, and facilities ... ; placement, installation, or replacement of manufactured homes and manufactured buildings; installation or replacement of tanks; placement of recreational vehicles; installation of swimming pools; and any other development. ... The Flood Insurance Study for Brevard County, Florida and Incorporated Areas containing an effective date of March 17, 2014, and all subsequent amendments and revisions to that Study, and the accompanying Flood Insurance Rate Maps (FIRM), and all subsequent amendments and revisions to such maps, are adopted by reference as a part of this ordinance and shall serve as the minimum basis for establishing flood hazard areas within the City.

Full Breakdown

The city's Floodplain Management Ordinance, adopted as Chapter 1 of the local flood regulations under Section 3-5 of the City Code, applies to any development wholly or partially within a flood hazard area, covering land subdivision, filling and grading, construction or demolition of buildings, manufactured home placement, tank installation, recreational vehicle placement, and pool installation. The Building Official serves as the designated Floodplain Administrator and must review applications, interpret flood hazard boundaries, and issue floodplain development permits before covered work begins under Sections 103 and 104.

Flood hazard areas are established using the Flood Insurance Study for Brevard County with an effective date of March 17, 2014, along with the accompanying Flood Insurance Rate Maps, both adopted by reference and kept on file at the Satellite Beach Building Department, 565 Cassia Blvd. A floodplain development permit becomes invalid if work does not begin within 180 days of issuance or is suspended for 180 days, though the Administrator may grant 180-day extensions for justifiable cause. The ordinance requires coordination with other state and federal permits, including St.

Johns River Water Management District permits and Florida DEP approvals for coastal construction control line work. The Board of Adjustment hears appeals and variance requests from the ordinance's strict application, and a variance cannot be issued in a floodway if it would raise base flood elevations.

Violations & Fines

Development performed without a required floodplain permit, in conflict with an issued permit, or that does not fully comply with the ordinance is a violation under Section 108.1. Any building lacking required elevation documentation is presumed in violation until it is provided. The Floodplain Administrator can serve notices of violation or stop-work orders, and continuing work after such notice subjects the responsible party to penalties as prescribed by law.

Frequently Asked Questions

What kinds of development need a floodplain permit in Satellite Beach?
Section 101.2 covers subdivision of land, filling and grading, construction or demolition of buildings and structures, manufactured home placement, tank installation, recreational vehicle placement, and swimming pool installation within any flood hazard area, whether the work is wholly or only partially inside the mapped zone.
How does the city determine which areas are flood hazard zones?
Section 102.3 adopts the Flood Insurance Study for Brevard County, effective March 17, 2014, and the accompanying Flood Insurance Rate Maps by reference as the minimum basis for establishing flood hazard areas, with copies kept on file at the Building Department for public review.
How long is a Satellite Beach floodplain development permit valid?
Under Section 104.5, the permit becomes invalid if the authorized development does not commence within 180 days of issuance, or if the work is suspended or abandoned for 180 days after starting. The Floodplain Administrator can grant extensions of up to 180 days each for justifiable cause requested in writing.
Who administers Satellite Beach's floodplain rules?
Section 103.1 designates the Building Official as the Floodplain Administrator, who reviews applications, interprets flood hazard boundaries, coordinates inspections, and can delegate duties to other employees while remaining responsible for enforcing the ordinance citywide.

Sources & Official References

Other rules in Satellite Beach

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