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Newark, NJ Rental Property Rules: Source-of-Income Discrimination (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Chapter
41:21, Inclusionary Zoning for Affordable Housing
Section
§ 41:21-18(4), Tenant Income Eligibility
Adopted
Ord. No. 6PSF-E, effective 11-1-2023
Scope
Income-restricted units in Ch. 41:21 developments
Low-income threshold
50% or less of median income
Moderate-income threshold
Below 80% of median income
Enforced by
City's administrative agent, § 41:21-19

Summary

Newark's inclusionary zoning code bars owners of income-restricted affordable rental units from rejecting an applicant or tenant based on their legal source of income for rent or mortgage payments, one of many protected classes listed in the city's Chapter 41:21 tenant eligibility standards.

4. No applicant or tenant shall be discriminated against on the basis of actual or perceived race, religion, national origin, nationality, ancestry, pregnancy or breastfeeding, sex, gender identity or expression, sexual orientation, familial status) defined as having care or custody of a child under age 18 or being pregnant), disability, liability for service in the Armed Forces of the United States, marital status, civil union status, domestic partnership status, criminal background or legal source of income to be used for rental or mortgage payments.

Source: NJ StatutesView official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 5019615; v61 updated 2026-06-17; through 06-17-2026).

Full Breakdown

Chapter 41:21, Inclusionary Zoning for Affordable Housing, was adopted by Ordinance No. C. 5:80-26. Section 41:21-18, Tenant Income Eligibility, reserves low-income units for households at or below 50% of median income and moderate-income units for households below 80% of median income, and generally caps approved rent at 35% of a household's eligible monthly income (40% for age-restricted units), with listed exceptions for households already paying more, in substandard housing, or with documented outside assistance. ' This clause applies to the income-restricted units created inside Chapter 41:21 developments and is administered by the city's administrative agent, who certifies household eligibility under § 41:21-19 rather than a separate housing discrimination office.

Violations & Fines

Chapter 41:21 does not attach an independent fine to the source-of-income clause; instead, the administrative agent under § 41:21-19 screens and certifies applicants for income-restricted units and can deny or revoke a certification obtained through improper screening criteria. A rejected applicant who believes they were screened out for their income source may raise it with the administrative agent as part of that eligibility review process described in the chapter.

Frequently Asked Questions

Does Newark's source-of-income rule cover every rental unit in the city?
The quoted clause in § 41:21-18(4) applies to income-restricted units created inside Chapter 41:21 inclusionary zoning developments, not to every private rental in Newark. It bars the administrative agent and unit owners from screening out an applicant based on their legal source of income for that restricted unit.
What counts as 'legal source of income' under Newark's affordable housing code?
Section 41:21-18(4) protects an applicant's 'legal source of income to be used for rental or mortgage payments' without further defining specific programs, listing it alongside race, disability, familial status, and other protected classes barred from consideration during tenant eligibility screening.
Who certifies eligibility for a Newark income-restricted rental unit?
The city's administrative agent, described in § 41:21-19, interviews applicants, verifies income and assets, and certifies households as eligible for low- or moderate-income units, applying the nondiscrimination standard in § 41:21-18(4) during that screening process.
What income limits apply alongside the nondiscrimination rule?
Section 41:21-18 reserves low-income units for households at or below 50% of median income and moderate-income units for households below 80% of median income, generally capping approved rent at 35% of eligible monthly income, or 40% for age-restricted units.

Sources & Official References

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