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Passaic, NJ Short-Term Rentals: Short-Term Rental Permits (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Short-term rental permit rules in Passaic, NJ, also called Airbnb permits, vacation rental licenses, or STR registration, list the application steps, fees, and operating requirements for hosting.

Key Facts

Registration fee
$250, non-refundable
Insurance required
$500,000 general liability minimum
Certificate term
Calendar year, no proration
Renewal
Required annually
Expires on
Change of property ownership
Min/max fine
$100–$2,000 per violation/day

Summary

Passaic requires a Short-Term Rental Registration Certificate before anyone can advertise or operate a short-term rental. Section 100-15 sets a detailed application checklist, a $250 non-refundable fee, $500,000 minimum liability insurance, annual renewal, and automatic expiration on any change of ownership.

An initial application for a Short-Term Rental Registration Certificate must include the following information to be considered complete: [...] Proof of general liability insurance in a minimum amount of $500,000; [...] A "Zoning Verification Letter" which verifies that the premises are not being occupied or used in violation of the City's Land Use Regulations and Zoning Ordinances in accordance with § 317-16H... B. Applicants must submit a registration fee of $250.00. This fee shall be non-refundable, including in the event that the application is withdrawn or denied. C. The short-term rental registration certificate, if granted, shall be valid for the year in which the applicant has applied, without proration. D. A short-term rental registration certificate must be renewed on an annual basis. E. The short-term rental registration certificate shall expire automatically when the short-term rental unit changes ownership.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4978046; v41 updated 2026-07-01; through 07-01-2026).

Full Breakdown

Adopted by Ordinance No. 2512-26, § 100-15 requires an owner to file a complete application before a Short-Term Rental Registration Certificate will issue, and § 317-16H(11) makes that certificate a precondition to advertising or operating at all. The application must include the owner's identifying information, proof of principal residence, an owner's affidavit, agent and responsible-party contact certifications available seven days a week and 24 hours a day, proof of ownership, an on-site parking count, proof of no outstanding municipal court fines or open code violations, proof of general liability insurance of at least $500,000, association bylaws where applicable, a certificate of formation for corporate owners, documentation of a Fire Safety and Property Maintenance inspection valid for three years, and a Zoning Verification Letter confirming compliance with § 317-16H.

Applicants pay a $250 registration fee that is non-refundable even if the application is withdrawn or denied. A certificate granted is valid only for the calendar year applied for, with no proration, and must be renewed annually; it also expires automatically the moment the property changes ownership, forcing the new owner to file a fresh application and pay a new fee. The City reserves the right to inspect the property at any time in response to a complaint, regardless of the application's status, under § 100-15F.

Violations & Fines

Section 100-15K sets its own penalty separate from the general code fine: violating any provision of Chapter 100 relating to short-term rentals subjects the owner, responsible party, agent, or intermediary to a fine of up to $2,000 and no less than $100 per violation per day the violation continues, and fines over $1,250 trigger a mandatory 30-day cure period and hearing right under N.J.S.A. 40:49-5 before the fine is imposed.

Frequently Asked Questions

How much does a Passaic short-term rental registration cost?
The registration fee is $250 under § 100-15B, and it is non-refundable even if the City denies the application or the owner withdraws it, so applicants should have their full application package, insurance, inspections, and certifications, ready before paying.
Does my Passaic short-term rental certificate carry over if I sell the property?
No. Section 100-15E says the certificate expires automatically the moment the short-term rental unit changes ownership, and the new owner has to file an entirely new application and pay a new registration fee before operating.
What insurance do I need to register a short-term rental in Passaic?
Section 100-15A(11) requires proof of general liability insurance in a minimum amount of $500,000 as part of a complete application, in addition to a Fire Safety and Property Maintenance inspection valid for three years and a Zoning Verification Letter.

Sources & Official References

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