Coral Gables prohibits short-term rentals (less than 6 months) in all single-family residential districts under Zoning Code Section 4-101 and Article 8. Overnight accommodations are only permitted in Mixed-Use, Commercial-Limited, Commercial, and Industrial districts. The pre-2011 zoning prohibition is grandfathered under F.S. 509.032(7)(b). Operators in permitted districts still need a DBPR vacation rental license, Miami-Dade Certificate of Use, City Business Tax Receipt, and a Florida Department of Revenue tourist tax account.
Coral Gables Zoning Code Article 4 (Section 4-101) lists permitted uses by district and does not include short-term rentals or overnight accommodations as a permitted use in the Single-Family Residential (SFR) District; Article 8 defines 'Overnight Accommodations' as a building used primarily to provide sleeping accommodations for transient guests on a daily or weekly basis. Because overnight accommodations are exclusively permitted in Mixed-Use, Commercial-Limited (CL), Commercial (C), and Industrial (I) districts, any rental shorter than six months in a SFR district is unlawful. The City's prohibition predates June 1, 2011, so it is grandfathered from the F.S. 509.032(7)(b) preemption that otherwise blocks new local STR bans. Administrative Order AO-2021-05 sets out citation and enforcement procedures for STRs offered through Airbnb, Vrbo, or any other channel, and applies to any rental term less than six months. In permitted commercial/mixed-use districts, an operator must hold: (1) a Florida DBPR Public Lodging Establishment license under F.S. 509.241 (vacation rental dwelling/condo classification); (2) a Miami-Dade County Certificate of Use with annual inspection; (3) a City of Coral Gables Business Tax Receipt; and (4) a Florida Department of Revenue account for the 6% Miami-Dade Tourist Development Tax and 7% state sales tax (combined 13%).
Operating an STR in a SFR district is a zoning violation under Section 4-101 enforceable by the Code Enforcement Board with daily fines (commonly cited at $150 per day, escalating with repeat findings) under AO-2021-05 and F.S. Ch. 162. Operating without a DBPR vacation rental license is enforceable by the state under F.S. Ch. 509.
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