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Clearwater, FL Solar Energy: HOA Restrictions (2026)

Few Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Solar Ban
FS 163.04 prohibits HOA solar bans
Location Adjustment
HOA may only adjust location within 45° of south
Performance Standard
Restrictions cannot impair system performance
Attorney Fees
Prevailing party recovers attorney fees
Applicability
Applies statewide including Clearwater

Summary

Florida Statute 163.04 protects Clearwater homeowners from HOA prohibitions on solar panels, allowing associations only to set reasonable location requirements that do not impair system performance, with prevailing party attorney fees in disputes.

163.04  Energy devices based on renewable resources. — (1)  Notwithstanding any provision of this chapter or other provision of general or special law, the adoption of an ordinance by a governing body, as those terms are defined in this chapter, which prohibits or has the effect of prohibiting the installation of solar collectors, clotheslines, or other energy devices based on renewable resources is expressly prohibited. (2)  A deed restriction, covenant, declaration, or similar binding agreement may not prohibit or have the effect of prohibiting solar collectors, clotheslines, or other energy devices based on renewable resources from being installed on buildings erected on the lots or parcels covered by the deed restriction, covenant, declaration, or binding agreement. A property owner may not be denied permission to install solar collectors or other energy devices by any entity granted the power or right in any deed restriction, covenant, declaration, or similar binding agreement to approve, forbid, control, or direct alteration of property with respect to residential dwellings and within the boundaries of a condominium unit. Such entity may determine the specific location where solar collectors may be installed on the roof within an orientation to the south or within 45° east or west of due south if such determination does not impair the effective operation of the solar collectors. (3)  In any litigation arising under the provisions of this section, the prevailing party shall be entitled to costs and reasonable attorney’s fees.

Source: Clearwater Code of OrdinancesView official code

Full Breakdown

Florida Statute 163.04 provides strong solar access rights statewide. No deed restriction, covenant, declaration, or HOA binding agreement may prohibit or have the effect of prohibiting solar collectors, clotheslines, or other renewable energy devices on lots covered by such agreements. HOAs may determine the specific location where panels are installed on a roof only within the orientation south or 45 degrees east or west of due south, and only if the determination does not impair effective operation. Aesthetic restrictions cannot substantially hinder performance or efficiency. In any litigation under this section, the prevailing party is entitled to recover costs and reasonable attorney fees, creating strong deterrence against unreasonable HOA enforcement.

Violations & Fines

HOA fines for unauthorized installation are unenforceable when the HOA action violates FS 163.04; courts may award attorney fees to homeowners.

Frequently Asked Questions

Can my Clearwater HOA stop me from installing solar?
No. Florida Statute 163.04 prohibits HOA covenants from banning solar panels, though the HOA may set reasonable location requirements that do not reduce performance.
Do I still need HOA approval for solar panels?
If your governing documents require approval, you should still submit, but the HOA cannot deny based on a blanket prohibition or restrictions that impair performance.

Sources & Official References

Other rules in Clearwater

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