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Cocoa, FL Building Setbacks & Zoning: Lot Coverage Limits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Maximum lot coverage
20% (RE district)
Minimum lot area
20,000 sq. ft.
Minimum living area
1,600 sq. ft.
Coverage cap on min. lot
~4,000 sq. ft. buildable
Governing rule
Appendix A, art. XI, § 1(E)

Summary

In Cocoa's RE Residential Estate District, a home and its accessory structures cannot cover more than twenty percent of the 20,000-square-foot minimum lot, one of the lowest coverage caps among the city's twenty-five zoning districts.

(E)BULK REGULATIONS. Minimum Lot Area Minimum Lot Width Minimum Lot Depth Maximum Lot Coverage Minimum Living Area Maximum Height 20,000 sq. ft. 100 ft. 150 ft. 20% 1,600 sq. ft. 35 ft.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 17).

Full Breakdown

Appendix A, Article XI, Section 1(E) of the Cocoa Code of Ordinances sets the bulk regulations for the RE Residential Estate District in a single table: a minimum lot area of 20,000 square feet, minimum lot width of 100 feet, minimum lot depth of 150 feet, a maximum lot coverage of twenty percent, a minimum living area of 1,600 square feet, and a maximum height of 35 feet. The twenty percent coverage cap means that on the smallest conforming RE lot, the house, garage, pool deck and every other roofed or paved accessory structure counted toward coverage cannot together exceed 4,000 square feet of the parcel, leaving the remaining eighty percent as yard, landscaping or open space.

Because RE is the city's estate-density district, meant for the largest and most spacious single-family lots, its twenty-percent ceiling is tighter than districts built around denser development, where the multifamily and mobile-home cooperative sections of Article XI allow coverage in the thirty-to-forty percent range. A property owner has to add the footprint of covered patios, garages, sheds and other accessory structures listed under Section 1(B) into the same coverage calculation as the main house, since the bulk table caps total lot coverage rather than just the principal building.

Violations & Fines

Building beyond the twenty percent coverage cap violates Appendix A, Article XXIV, which lets the city pursue the owner through the Code Enforcement Board, a civil action, or criminal prosecution under Chapter 162, Florida Statutes. A conviction carries a fine of up to five hundred dollars, up to sixty days in jail, or both, and the code enforcement board can separately order the excess coverage removed or brought into compliance.

Frequently Asked Questions

What counts toward the 20% lot coverage cap in the RE district?
The bulk table caps total lot coverage, not just the main house, so covered patios, garages, pool decks, toolsheds and other accessory structures listed under the district's accessory-use section all count against the same twenty percent ceiling as the principal dwelling.
How much can I build on a 20,000-square-foot RE lot?
At the minimum lot size of 20,000 square feet, a twenty percent coverage cap works out to about 4,000 square feet of combined roofed and paved building footprint, leaving the remaining 16,000 square feet as required yard, landscaping or open ground under the same section.
Is the coverage limit the same in every Cocoa district?
No. The RE district's twenty percent cap is one of the tightest in the city; multifamily and mobile-home cooperative districts elsewhere in Article XI allow coverage in the thirty-to-forty percent range because they are built for denser development with smaller lots.

Sources & Official References

Other rules in Cocoa

All Cocoa rules

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