Conway, AR Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- Recordkeeping
- Bound register of every pawn ticket
- Photo retention
- 60 days minimum
- Goods hold period
- 7 days for marked electronics
- Max fine
- $100.00 per offense
- Oversight agency
- Conway Police Department
- Software
- City-supplied free tracking system
Summary
Conway defines a pawnbroker under Municipal Code § 4.76.01 as anyone lending money on goods deposited or left in pawn, and Chapter 4.76 requires every pawnshop to keep a bound register of pawn tickets open to Conway Police Department inspection, photograph pawned jewelry and precious metals, and run an electronic inventory system the Department can access.
Pawnbroker means a person engaged in the business of lending money upon the security of goods deposited with it or left in pawn, with or without a fixed period of redemption, whether or not a fixed place of business is maintained for such purposes. ... 4.76.02 - Penalty. The failure on the part of any owner or operator of a pawnshop, pawnbroker or dealer in secondhand goods, precious or scrap metals, his or her agent or any other person or entity subject to the provisions of this ordinance to comply with the provisions of this ordinance shall be deemed a violation. Upon conviction, the offender shall be punished by a fine of not more than one hundred dollars ($100.00) for each separate offense. ... 4.76.03 - Records and reports—Secondhand goods. A.Each and every owner or operator of a pawnshop, pawnbroker and dealer in secondhand goods doing business in the city shall:1.Keep a well-bound record book or register which shall contain a copy of every pawn ticket or contract or bill of sale issued by the pawnbroker or dealer in secondhand goods. The chief of police or his duly authorized agents shall be entitled to inspect the book or register at any reasonable time.
Full Breakdown
Section 4.76.01 of the Conway Municipal Code defines a pawnbroker as a person in the business of lending money on the security of goods deposited or left in pawn, whether or not a fixed period of redemption applies or a fixed place of business is kept. Section 4.76.03 requires every pawnshop and pawnbroker doing business in the city to keep a well-bound record book or register holding a copy of every pawn ticket, contract or bill of sale, open to inspection by the chief of police or an authorized agent at any reasonable time.
Pawnbrokers must also take a color photograph or digital image of any jewelry or precious metals taken in pawn, keep that image cross-referenced to the transaction for at least 60 days, and make it available to the police chief on request. A separate electronic inventory-tracking system must transmit statutorily required transaction data, including the amount loaned, ticket number, item description, identifying marks, and the pawner's name, address, government-issued photo ID number and physical description, to the entity the Conway Police Department designates; the city supplies free commercial-grade tracking software to help pawnbrokers comply.
Section 4.76.04 requires goods with serial numbers or other identifying marks to be held for seven days before sale or redemption, though pawnbrokers otherwise follow state law on that duty, and Section 4.76.05 requires immediate police notification if pawned goods show removed or altered serial numbers.
Violations & Fines
Section 4.76.02 makes noncompliance by any pawnshop owner, operator or agent a violation punishable by a fine of up to $100.00 per offense, and each day the owner or operator continues to fail to comply is a separate offense, so a pawnbroker that skips the required inventory system can be fined day after day until it complies.
Frequently Asked Questions
What records must a Conway pawnbroker keep?
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Sources & Official References
Other rules in Conway
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