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Conway, AR Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Recordkeeping
Bound register of every pawn ticket
Photo retention
60 days minimum
Goods hold period
7 days for marked electronics
Max fine
$100.00 per offense
Oversight agency
Conway Police Department
Software
City-supplied free tracking system

Summary

Conway defines a pawnbroker under Municipal Code § 4.76.01 as anyone lending money on goods deposited or left in pawn, and Chapter 4.76 requires every pawnshop to keep a bound register of pawn tickets open to Conway Police Department inspection, photograph pawned jewelry and precious metals, and run an electronic inventory system the Department can access.

Pawnbroker means a person engaged in the business of lending money upon the security of goods deposited with it or left in pawn, with or without a fixed period of redemption, whether or not a fixed place of business is maintained for such purposes. ... 4.76.02 - Penalty. The failure on the part of any owner or operator of a pawnshop, pawnbroker or dealer in secondhand goods, precious or scrap metals, his or her agent or any other person or entity subject to the provisions of this ordinance to comply with the provisions of this ordinance shall be deemed a violation. Upon conviction, the offender shall be punished by a fine of not more than one hundred dollars ($100.00) for each separate offense. ... 4.76.03 - Records and reports—Secondhand goods. A.Each and every owner or operator of a pawnshop, pawnbroker and dealer in secondhand goods doing business in the city shall:1.Keep a well-bound record book or register which shall contain a copy of every pawn ticket or contract or bill of sale issued by the pawnbroker or dealer in secondhand goods. The chief of police or his duly authorized agents shall be entitled to inspect the book or register at any reasonable time.

Full Breakdown

Section 4.76.01 of the Conway Municipal Code defines a pawnbroker as a person in the business of lending money on the security of goods deposited or left in pawn, whether or not a fixed period of redemption applies or a fixed place of business is kept. Section 4.76.03 requires every pawnshop and pawnbroker doing business in the city to keep a well-bound record book or register holding a copy of every pawn ticket, contract or bill of sale, open to inspection by the chief of police or an authorized agent at any reasonable time.

Pawnbrokers must also take a color photograph or digital image of any jewelry or precious metals taken in pawn, keep that image cross-referenced to the transaction for at least 60 days, and make it available to the police chief on request. A separate electronic inventory-tracking system must transmit statutorily required transaction data, including the amount loaned, ticket number, item description, identifying marks, and the pawner's name, address, government-issued photo ID number and physical description, to the entity the Conway Police Department designates; the city supplies free commercial-grade tracking software to help pawnbrokers comply.

Section 4.76.04 requires goods with serial numbers or other identifying marks to be held for seven days before sale or redemption, though pawnbrokers otherwise follow state law on that duty, and Section 4.76.05 requires immediate police notification if pawned goods show removed or altered serial numbers.

Violations & Fines

Section 4.76.02 makes noncompliance by any pawnshop owner, operator or agent a violation punishable by a fine of up to $100.00 per offense, and each day the owner or operator continues to fail to comply is a separate offense, so a pawnbroker that skips the required inventory system can be fined day after day until it complies.

Frequently Asked Questions

What records must a Conway pawnbroker keep?
Section 4.76.03 requires a bound register with a copy of every pawn ticket, contract or bill of sale, open to inspection by the Conway Police Chief or an authorized agent at any time. Pawnbrokers must also photograph pawned jewelry and precious metals and keep the images for at least 60 days.
How long must a Conway pawnshop hold pawned electronics before selling them?
Section 4.76.04 requires a seven-day hold on goods with serial numbers or other identifying marks, including electronics and other manufactured items, before they can be sold, redeemed or removed from the pawnshop. Pawnbrokers otherwise follow state law for any additional hold requirements that apply to their transactions.
What's the penalty for a Conway pawnbroker who doesn't comply?
Section 4.76.02 sets a fine of up to $100.00 for each violation, and treats every day the owner or operator keeps failing to comply as a new, separately punishable offense. That means an ongoing recordkeeping failure can generate a fresh fine for each day it continues.

Sources & Official References

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