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Huntsville, AL Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Base tax, up to $19,999
$200.00
Rate above $20,000
$1.00 per $1,000
Vehicles taken on pawn
also need auto-dealer license
Other resold items
also need retail merchant license

Summary

Huntsville requires a business license for every pawnbroker, priced on annual gross interest receipts under the city's Sec. 15-85 fee schedule.

(64)Pawnbroker. Each person engaged in business as a pawnbroker shall pay a license [tax] based on annual gross interest receipts as follows: $0.00 to $19,999.00 .....$200.00

$20,000.00 and over .....200.00

Plus, per $1,000.00 in excess of $20,000.00 .....1.00

It shall also be required that any person accepting vehicles on pawn must also purchase a license according to the automotive dealer, used schedule (schedule (4)), to be able to sell those vehicles not taken out of pawn by the owner of the vehicle, and/or a merchant, retail schedule (schedule (56)) must also be purchased to be able to sell, those other items not taken out of pawn by the owners.

(65)Pistols and/or other weapons. Each person engaged in the business as a dealer in guns, pistols, revolvers, rifles, shotguns, explosives, Bowie knives, dirks or other weapons shall pay a license fee based on annual gross receipts as follows: $0.00 to $19,999.00 .....$200.00

$20,000.00 and over .....200.00

Plus, per $1,000.00 in excess of $20,000.00 .....1.00

(66)Precious metals, stones. Each person engaged in the business of purchasing precious metals or precious stones, including gold, silver, platinum, pearls, diamonds, rubies and other precious stones, and any ornament or item made from or containing gold, silver or platinum on which is set or displayed pearls, diamonds, rubies or other precious stones from the public shall pay an annual license tax as follows: Each .....$200.00

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 30 Update 2).

Full Breakdown

Under City Code Sec. 15-85(64), anyone doing business as a pawnbroker in Huntsville pays a license tax starting at $200 for gross interest receipts up to $19,999, plus $1 per $1,000 above $20,000. A pawnbroker who also takes vehicles on pawn must separately buy a used automotive dealer license, and one accepting other unredeemed goods for resale must also hold a retail merchant license.

Violations & Fines

Operating as a pawnbroker in the city without the Sec. 15-85 business license, or reselling pawned vehicles or goods without the required auto-dealer or retail-merchant license add-on, is a licensing violation enforceable under the chapter's general license penalty provisions (Sec. 15-57).

Frequently Asked Questions

How much does a Huntsville pawnbroker license cost?
$200 for gross interest receipts up to $19,999, then $200 plus $1 per additional $1,000 above $20,000 (Sec. 15-85(64)).
Do I need extra licenses to resell pawned items?
Yes: a used automotive dealer license for vehicles, and a retail merchant license for other unredeemed goods, per Sec. 15-85(64).

Sources & Official References

Other rules in Huntsville

All Huntsville rules

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