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Maricopa, AZ Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

License fee
$50 annual, per location
Resale hold
20 calendar days minimum
Background check
Fingerprinting required
Location type
Fixed storefront only
Enforcing agency
Maricopa Police Department

Summary

Maricopa requires pawnbrokers to hold a regulated business license, file every transaction with police, and hold items 20 days before resale or exchange.

Pawnbrokers shall file reports with and in a manner approved by the police department consistent with all of the requirements contained in A.R.S. § 44-1625... No article shall be sold or exchanged by any pawnbroker until it shall have been in the custody thereof for 20 calendar days after making out and delivering to the police department the report required under subsection (A) of this section... This subsection shall not apply to redemption of pawned or pledged articles.

View official code

Official source re-checked September 8, 2026: no newer edition of the code had been published (publisher’s edition: current through Ordinance 26-10, passed April 21, 2026).

Full Breakdown

Pawnbrokers are a "regulated business" under MCC Title 5, requiring a $50 annual license from the licensing office before opening (fixed-location only, no mobile pawn operations). Owners, agents, and employees are fingerprinted for a state/federal background check. Under MCC 5.15.070, pawnbrokers must file transaction reports with the police department consistent with A.R.S. § 44-1625, and no pawned or exchanged article may be sold or altered until it has sat in the shop's custody for 20 calendar days after that report is filed, redemptions by the original pledgor are exempt.

Violations & Fines

Operating a pawn shop without the license is unlawful under MCC 5.15.040. Selling or altering an item before the 20-day hold expires, or failing to file the required police report, violates MCC 5.15.070; police can also place a written "hold" on suspected stolen property for up to 90 days, renewable.

Frequently Asked Questions

Can a Maricopa pawnbroker resell an item right away?
No. MCC 5.15.070 bars sale or exchange of any pawned article until 20 calendar days after the police report is filed, unless the original owner is redeeming it.
Does Maricopa require background checks for pawnshop staff?
Yes. MCC 5.15.050 requires applicants, agents, and employees to be fingerprinted for a state and federal criminal records check before licensing.

Sources & Official References

Other rules in Maricopa

All Maricopa rules

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