Medford, OR Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- License required
- City regulatory license, MMC 8.160
- Resale hold on purchases
- 15 days, MMC 8.145
- Redemption period under $20
- 60 days, MMC 8.140
- Redemption period over $20
- 3 months, MMC 8.140
- Transaction report deadline
- 24 hours via electronic pawn system
Summary
Medford pawnbrokers must hold a City regulatory license, log every transaction in the electronic pawn system, and hold purchased goods 15 days before resale so police can trace stolen property.
8.160 License Required. Every person who shall engage in the business of secondhand dealing or pawnbroker shall, before engaging in such business, obtain from the City a regulatory license. Pawnbrokers and secondhand dealers shall pay a fee as established in the most recent fee schedule approved by resolution of the City Council.
Official source re-checked September 8, 2026: no newer edition of the code had been published (publisher’s edition: current through Ordinance 2026-32, passed May 6, 2026).
Full Breakdown
080. 105(1) defines a pawnbroker as a person who loans money on personal property, pledges, or pawns, or who buys and resells personal property at a price agreed upon before the purchase. 110 requires the pawnbroker to log every article purchased or received into the City's electronic reporting system, open at all times during business hours to inspection by the Chief of Police or any officer. 115 requires a full electronic report of every deposit, pledge, or purchase within 24 hours, including the hour received, pawn ticket number, amount loaned or paid, a complete item description, and the seller's driver's license or state ID number; no item may be accepted without that ID.
140 sets redemption periods: a pledge under $20 must be held 60 days before it can be forfeited, and a pledge over $20 must be held three months. 145 separately bars a pawnbroker from reselling any purchased item for 15 days after purchase, giving police a window to check the pawn database for stolen goods. 170 requires a digital photograph of purchased property (not pledge loans) uploaded to the same system. 150, the Chief of Police can order a hold of up to 15 days on specific property to investigate before it can be sold or redeemed.
Violations & Fines
Operating as a pawnbroker without the Section 8.160 regulatory license, or violating the recordkeeping, tagging, photograph, or 15-day hold requirements of Sections 8.110 through 8.170, is a violation under Section 8.900, with each day of continuing noncompliance counted as a separate violation. The City may also pursue a civil action in Jackson County Circuit Court seeking an injunction under Section 8.015(2)'s enforcement mechanism, which chapter 8 licensing sections incorporate by reference for unlicensed business activity.
Frequently Asked Questions
Does Medford require a separate license just to run a pawnshop?
How long must a Medford pawnbroker hold an item before reselling it?
What ID does a Medford pawnbroker have to collect from a seller?
Sources & Official References
Other rules in Medford
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