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Norman, OK Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License required
City pawnbroker license, NCC 20-2001
Transaction hours
8:30am-6:30pm Tue-Fri; 8:30am-9pm Sat & Mon
Closed days
Sundays and ten named legal holidays
Record entry deadline
Within one hour of each transaction
Police report due
Before noon the following day
Hold period
10 days before mixing purchased goods with stock
General penalty
Up to $750 fine or 60 days, NCC 1-114

Summary

Pawnbrokers in Norman must hold a City license before operating, and NCC 20-2002 confines pawn transactions to set weekday and weekend hours. No pawnbroker may buy or accept pledged property outside 8:30 a.m. to 6:30 p.m. Tuesday through Friday, or 8:30 a.m. to 9:00 p.m. Saturday and Monday, and never on Sunday or ten named holidays.

20-2001 License No person shall operate or maintain any pawn shop or business without having previously obtained a license, as provided in this chapter.

20-2002 Business Hours No pawnbroker shall purchase, take or receive on deposit, or in any other manner procure from any person, any property except between the hours of: 8:30 a.m. to 6:30 p.m. Tuesday through Friday. 8:30 a.m. to 9:00 p.m. Saturday and Monday. Notwithstanding the above subsection, no pawnbroker shall purchase, take or receive on deposit or in any other manner procure from any person, any property on Sunday or any of the following legal holidays: New Year's Day, Martin Luther King Day, Presidents Day (third Monday in February), Memorial Day, Fourth of July, Labor Day, Columbus Day, Veterans Day (November 11), Thanksgiving Day, and Christmas Day.

Full Breakdown

NCC 20-2001 requires anyone operating or maintaining a pawn shop or business in Norman to first obtain a City license. NCC 20-2002 then restricts when a pawnbroker may purchase, take, or receive property on deposit: only 8:30 a.m. to 6:30 p.m. Tuesday through Friday, or 8:30 a.m. to 9:00 p.m. Saturday and Monday, with no pawn transactions permitted on Sunday or on New Year's Day, Martin Luther King Day, Presidents Day, Memorial Day, the Fourth of July, Labor Day, Columbus Day, Veterans Day, Thanksgiving, or Christmas.

NCC 20-2003 bars street solicitation for pawnshop business and prohibits a pawnbroker from taking property known or suspected to be stolen, from a person the pawnbroker suspects is intoxicated or on drugs, or a firearm from anyone under 21 or any other item from anyone under 18 without written parental consent. NCC 20-2004 requires a register recording a description of every item, the date and time, and the identifying information (including a driver's license or Social Security number) of the person pawning it, entered in ink within one hour of the transaction; a daily report of all transactions must reach the Police Chief before noon the following day. Purchased goods must be held separate from other stock for ten days under NCC 20-2005. Employing a servant or agent previously convicted of knowingly handling stolen property is grounds for the City to cancel the license under NCC 20-2006, and NCC 20-2007 makes operating in violation of the state pawnbroker statutes, 21 O.S. §§ 1092-1093 and 59 O.S. §§ 1501-1531, a separate Code violation.

Violations & Fines

Operating a pawn shop without a license, buying outside licensed hours, or violating the state pawnbroker statutes incorporated by NCC 20-2007 exposes the operator to the Code's general penalty, NCC 1-114: a fine of up to $750, up to 60 days imprisonment, or both, with each day of continued operation a separate offense. Retaining an employee after learning of a stolen-property conviction lets the City cancel the pawnshop license under NCC 20-2006.

Frequently Asked Questions

Does Norman require a license to operate a pawnshop?
Yes. NCC 20-2001 states no person shall operate or maintain any pawn shop or business without first obtaining a City license. Operating unlicensed exposes the owner to the general Code penalty under NCC 1-114, a fine of up to $750, up to 60 days in jail, or both, with each day of continued unlicensed operation charged separately.
What hours can a Norman pawnbroker buy or take in property?
Only between 8:30 a.m. and 6:30 p.m. Tuesday through Friday, and 8:30 a.m. to 9:00 p.m. on Saturday and Monday, per NCC 20-2002. Pawnbrokers may not purchase, take, or receive any property on deposit on Sundays or on ten listed legal holidays including New Year's Day, Independence Day, Thanksgiving, and Christmas.
What records must a Norman pawnbroker keep?
NCC 20-2004 requires a register describing every item taken or purchased, plus the seller's name, address, and identification details, entered in ink within one hour of the transaction. Pawnbrokers must also send the Police Chief a legible daily report of everything received or purchased before noon the following day, and hold purchased goods separate from other stock for ten days under NCC 20-2005.

Sources & Official References

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