Skip to main content
CityRuleLookup

Ogden, UT Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License required
plus $1,000 surety bond, 2 sureties
Hours
7:00 AM to 10:00 PM only
Application
10 property owners' good-character petition
Forfeiture hold
3 months before selling forfeited pledge
Penalty
class B misdemeanor, up to $1,000/6 months

Summary

Operating a pawnshop in Ogden requires a license and a $1,000 surety bond from the business license coordinator under City Code § 5-12A-2, and pawnbrokers may only accept goods in pawn between 7:00 a.m. and 10:00 p.m. under § 5-12A-4.

A. Required: ... It is unlawful for any person to carry on the business of pawnbroker without first having obtained the license required by this article and having paid the license fee therefor as prescribed in chapter 1, article B of this title. ... B. Bond: ... Prior to the issuance of any license for the business of a pawnbroker, the applicant therefor shall file with the business license coordinator a bond with at least two (2) sufficient sureties in the penal sum of one thousand dollars ($1,000.00), in such form as shall be approved by the city attorney, conditioned for the faithful observance of all laws and ordinances respecting pawnbrokers. ... ... B. Hours Of Business: It is unlawful for any pawnbroker to receive any goods by way of pawn or pledge before the hour of seven o'clock (7:00) A.M. or after ten o'clock (10:00) P.M.

Full Breakdown

Ogden City Code § 5-12A-2(A) makes it unlawful to carry on the pawnbroker business without a license and payment of the required fee, treating each day of unlicensed operation as a separate offense. Subsection (B) requires a $1,000 bond with at least two sufficient sureties, in a form approved by the city attorney, conditioned on faithfully observing all pawnbroker laws and ordinances. Under § 5-12A-3, the application goes to the business license coordinator with a petition signed by at least 10 property owners certifying the applicant's good character; the mayor or designee decides, and a denied applicant may appeal to district court.

, must post all pawnbroker ordinances conspicuously, and must keep an ink ledger in English recording each loan's description, amount, date and hour, and the pledgor's name and address, open to inspection by any peace officer at all times. Section 5-12A-5 bars taking pledges from an intoxicated, habitually drunk, thieving or mentally deficient person, from anyone under 18 without written parental consent, or employing anyone under 16 to take a pledge or make a loan. Forfeited pledges cannot be sold or disposed of within three months of forfeiture under § 5-12A-4(G).

Violations & Fines

Ogden City Code Chapter 12A sets no separate fine schedule, so a conviction defaults to the citywide general penalty in § 1-4A-1: a class B misdemeanor punishable by up to a $1,000 fine and six months in jail for an individual, or up to $5,000 for a business entity, and denial, suspension or revocation follows Title 5, Chapter 1, Article C procedures.

Frequently Asked Questions

Does an Ogden pawnshop need a bond as well as a license?
Yes. Ogden City Code § 5-12A-2(B) requires a $1,000 surety bond with at least two sufficient sureties, approved by the city attorney, before the business license coordinator issues a pawnbroker license.
What hours can an Ogden pawnbroker accept pledged items?
Section 5-12A-4(B) makes it unlawful for a pawnbroker to receive goods by way of pawn or pledge before 7:00 a.m. or after 10:00 p.m.
Can an Ogden pawnbroker sell a forfeited item right away?
No. Section 5-12A-4(G) bars selling or otherwise disposing of a forfeited pledge within three months after the forfeiture.

Sources & Official References

Other rules in Ogden

All Ogden rules

Compare Ogden to another location·View the Utah business licensing & operations overview

Get notified when Pawnbrokers in Ogden, UT changes

We'll email you the moment we detect a change in the code. No spam, unsubscribe anytime.

We'll never sell or share your email. One-click unsubscribe in every email.

See something wrong?

Help us keep this page accurate. If you notice an error or outdated information, let us know.