Roseville, MN Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- License cap
- No more than one pawnbroker license at any time
- Bond
- $10,000.00, with 30 days' notice before cancellation
- License term
- 12 months beginning January 1, prorated monthly
- Reporting
- Daily to the police department through the automated pawn system
- Record retention
- At least five years; digital images 120 days minimum
- Reporting failure penalty
- $50.00, daily, until corrected
Summary
Roseville issues no more than one pawnbroker license at any time, with priority for qualified renewal applicants. Licensees file a $10,000.00 bond, report every transaction daily to the police department through the automated pawn system, and hold a license term of 12 months beginning January 1.
No person shall exercise, carry on or be engaged in the trade or business of pawnbroker or precious metal dealer within the city unless such person is currently licensed under this section to be a pawnbroker or precious metal dealer, respectively. No more than one pawn broker license shall be issued by the city at any time and priority shall be given to qualified applicants for renewal of existing license.
Official source re-checked November 3, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 2).
Full Breakdown
Chapter 307 of the Roseville City Code regulates pawnbrokers and precious metal dealers. Sec. 307.03 says no person can carry on the trade or business of pawnbroker or precious metal dealer within the city unless currently licensed, and no more than one pawn broker license can be issued by the city at any time, with priority to qualified applicants for renewal of the existing license.
The City Council's stated reasons in Sec. 307.01 are that these businesses can receive and transfer stolen property easily and quickly, and that customers often seek their services in desperate financial circumstances. The chapter also requires use of the automated pawn system (APS) so the police department can collect and share pawn transaction information.
Applications are made on a city form and are signed and sworn under oath or affirmation, and any falsification results in denial. When a licensee places a manager in charge, or the named manager changes, the dealer must submit the application within 14 days, and a rejected proposed manager can appeal to the City Council by written notice to the city manager within ten days. The police department investigates every application and sends a written report and recommendation to the Council. The applicant deposits the investigation cost set by the city fee schedule, and where verification happens outside the state the city can require actual costs not exceeding $1,500.00.
Licenses run for 12 months beginning January 1, prorated on a monthly basis, and are not renewed if the Council finds noncompliance in the preceding license year. Sec. 307.09 requires a $10,000.00 bond approved as to form by the city attorney, with no cancellation without 30 days' advance written notice. Billable transaction fees under Sec. 307.08 are due within 30 days. Under Sec. 307.11, licensees keep records for at least five years, digital images for a minimum of 120 days, photograph each customer in a billable transaction, and transmit records daily.
Violations & Fines
Under Sec. 307.13, the City Council can suspend or revoke a license on a finding of a violation of the chapter, a state pawnbroker statute, or a law on moral character. Theft or stolen-property convictions bring immediate suspension pending a revocation hearing, and the council can suspend without notice for up to 30 days. Revocation needs at least eight days' written notice and a public hearing. A failed daily data transfer draws a $50.00 daily reporting failure penalty under Sec. 307.11(d).
Frequently Asked Questions
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Sources & Official References
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