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Yuma, AZ Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License fee
$30 per quarter (§ 70-05(B))
Reports due
weekly, filed every Monday (§ 74-23)
ID required
every customer's state/federal ID (§ 74-16)
Inspection rights
Police Investigations Bureau, reasonable hours
Interest rate
set by A.R.S. §§ 44-1621 et seq.
Penalty
class 2 misdemeanor, up to $750 fine

Summary

Yuma pawnbrokers pay a $30 quarterly occupational license tax and then answer to Chapter 74's dedicated rules: posted regulations, ID checks on every customer, a weekly report to police of everything pawned, and open books for police inspection under §§ 74-15 through 74-23.

§ 74-15 Display of Regulations. Every person engaged in business as a pawnbroker shall prominently display a copy of this subchapter in a conspicuous place on the premises of the business. ... § 74-16 Identification of Customers. All pawnbrokers required to submit reports in accordance with the provisions of this subchapter shall require each person with whom he transacts business to show proof of his identification by exhibiting state or federal identification, unless such person is known to the reporting party. ... § 74-18 Right of Police Entry and Inspection. The business premises of any pawnbroker along with the transaction records and stock of goods and articles, shall be open at reasonable hours to reasonable inspection by representatives of the Police Department Investigations Bureau. ... § 74-23 When Reports Filed. Reports of each preceding week's transactions shall be filed with the Police Department on Monday.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 S-74: Current through May 20, 2026).

Full Breakdown

Beyond the standard business license, priced at $30 per quarter under the § 70-05(B) non-retail schedule, a Yuma pawnbroker operates under Chapter 74's dedicated subchapter. Section 74-15 requires every pawnbroker to prominently display a copy of the pawnbroker regulations on the business premises. Section 74-16 requires the pawnbroker to check identification, state or federal ID, for every customer, unless that person is already known to them. §§ 44-1621 et seq. Section 74-18 opens the pawnbroker's premises, transaction records and stock of goods to inspection at reasonable hours by the Police Department's Investigations Bureau.

Section 74-19 bars a pawnbroker from disposing of any item once police notify them it is stolen property, and interest on that item stops accruing from the date of notice. Sections 74-20 through 74-23 require a written report to the Chief of Police of every item taken in pawn, pledge, trade or by purchase, including a description with brand and serial number, the amount loaned or paid, the pawn ticket number, the date and time received, and the customer's signed name, address, age and physical description; the report must use police-supplied forms and cover each week's transactions filed with the Police Department every Monday.

Violations & Fines

Section 74-99 makes any Chapter 74 violation not otherwise penalized a class 2 misdemeanor under § 10-99, the same fine of up to $750 and up to five days in jail as Chapter 70. Refusing police inspection under § 74-18, skipping the weekly Monday report under § 74-23, or disposing of goods police have flagged as stolen under § 74-19 are each independently punishable.

Frequently Asked Questions

What does a Yuma pawnbroker have to report to police?
Every week, under §§ 74-20 through 74-23, a pawnbroker must file a report with the Chief of Police describing each item pawned or purchased, including brand, serial number, amount paid or loaned, pawn ticket number, date and time, and the customer's signed name, address, age and physical description. Reports are due every Monday on police-supplied forms.
Can Yuma police inspect a pawn shop without notice?
Section 74-18 gives the Police Department's Investigations Bureau the right to inspect a pawnbroker's premises, transaction records and stock of goods at reasonable hours. Section 74-19 separately bars the pawnbroker from disposing of any item once police notify them it was stolen, and interest on it stops accruing that day.
How much interest can a Yuma pawnbroker charge?
Section 74-17 lets pawnbrokers charge interest at whatever rate Arizona law allows under A.R.S. §§ 44-1621 et seq., rather than setting its own local cap; the city regulation instead focuses on displaying the rules, checking ID and reporting transactions to police.

Sources & Official References

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