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Short-Term Rentals in Passaic, NJ (2026)

11 verified short-term rentals rules for Passaic, New Jersey, sourced directly from the municipal code and official government pages.

Verified from official government sources

Short-Term Rental Permits

Passaic requires a Short-Term Rental Registration Certificate before anyone can advertise or operate a short-term rental. Section 100-15 sets a detailed application checklist, a $250 non-refundable fee, $500,000 minimum liability insurance, annual renewal, and automatic expiration on any change of ownership.

Passaic Short-Term Rental Registration Rules

Significant Restrictions

Code of the City of Passaic § 100-15

An initial application for a Short-Term Rental Registration Certificate must include the following information to be considered complete: [...] Proof of general liability insurance in a minimum amount of $500,000; [...] A "Zoning Verification Letter" which verifies that the premises are not being occupied or used in violation of the City's Land Use Regulations and Zoning Ordinances in accordanc...

Noise Rules

Passaic doesn't set a separate decibel limit for short-term rentals; instead, § 100-15G of the Code of the City of Passaic requires occupants to 'comply with all City ordinances including, but not limited to those regulating noise and nuisance conduct,' folding the rental into the city's general noise code.

Passaic Short-Term Rental Noise Compliance

Light Restrictions

Code of the City of Passaic § 100-15G; § 317-16H(8)

Occupants shall comply with all City ordinances including, but not limited to those regulating noise and nuisance conduct. ... Units must be in compliance with all City of Passaic and State regulations relating to short-term housing and residential occupancies including but not limited to maximum occupancy and noise standards, fire prevention and property maintenance codes.

Taxes & Fees

Every short-term rental stay booked in Passaic carries a 3% municipal occupancy tax under City Code § 275-24, charged on top of the rent and any other applicable tax. Adopted February 3, 2026 by Ordinance No. 2513-26, the tax rides alongside the state's own transient accommodation levy rather than replacing it, and hosts who collect rent from guests are the ones responsible for charging, holding and remitting it to the city.

Passaic Short-Term Rental Occupancy Tax

Some Restrictions

Code of the City of Passaic § 275-24

A. There is hereby established an occupancy tax which shall be fixed at a uniform percentage rate of 3% on charges of rent for every occupancy of a short-term rental unit, hotel or motel room or transient accommodation in the City of Passaic that is subject to taxation pursuant to N.J.S.A. 54:32B-3d. B. The short-term rental unit, hotel and motel room occupancy tax shall be in addition to any o...

Short-Term Rental Parking Rules

Passaic caps short-term rental vehicle traffic at the application stage: § 100-15A(9) of the Code of the City of Passaic requires owners to disclose on-site parking spaces and limits renters to one vehicle per two occupants unless the City approves otherwise.

Passaic Short-Term Rental Parking Limit

Some Restrictions

Code of the City of Passaic § 100-15A(9)

The number of all on-site parking spaces available. The owner shall certify that every effort will be made to avoid and/or mitigate issues with on-street parking in the neighborhood in which the short-term rental is located, resulting from excessive vehicles generated by the short-term rental. Renters shall be limited to one vehicle per two occupants, unless otherwise approved by the City;

Occupancy Limits

Passaic doesn't set one fixed head-count for short-term rentals; instead, City Code Enforcement Inspectors calculate a unit-specific 'occupancy load', the maximum guests allowed, from the applicable building, fire and property maintenance codes for that particular unit.

Passaic Short-Term Rental Occupancy Limit

Some Restrictions

Code of the City of Passaic § 100-1

§ 100-1. Definitions. OCCUPANCY LOAD Is the maximum number of occupants permitted in a short-term rental unit, as determined by the City Code Enforcement Inspectors based upon applicable building, fire, and property maintenance codes.

Insurance Requirements

Passaic won't issue a Short-Term Rental Registration Certificate without proof of coverage: Code of the City of Passaic § 100-15A(11) requires 'proof of general liability insurance in a minimum amount of $500,000' as part of the initial application, alongside proof of ownership and a clean municipal court record.

Passaic Short-Term Rental Insurance Requirement

Some Restrictions

Code of the City of Passaic § 100-15A(8), (11)

An initial application for a Short-Term Rental Registration Certificate must include the following information to be considered complete: ... Proof of the owner's current ownership of the short-term rental unit; ... Proof of general liability insurance in a minimum amount of $500,000;

Host Presence Rule

Passaic bans the classic whole-home-while-away-forever short-term rental. Section 317-16H(10) permits only two models: a 'hosted partial-home' rental where the owner shares the property with guests, and an 'unhosted owner-occupied' rental where the owner is only temporarily away, such as on vacation.

Passaic Short-Term Rental Host-Presence Rule

Significant Restrictions

Code of the City of Passaic § 317-16H(10)

(10) Only hosted partial-home short-term rentals and unhosted owner-occupied short-term rentals are permitted. HOSTED PARTIAL-HOME SHORT-TERM RENTALS: A unit in which a homeowner rents a portion of their home, such as a spare bedroom or accessory dwelling unit, and shares the property with the short-term renters. UNHOSTED OWNER-OCCUPIED SHORT-TERM RENTALS: A unit in which a homeowner rents thei...

Primary-Residence-Only Rule

Passaic only lets owners register a short-term rental at the home where they actually live. Section 317-16H(7) requires the unit to be occupied by its owner as their principal residence, and § 100-1 defines that as the address where the owner spends at least 275 days a year.

Passaic STR Principal Residence Requirement

Significant Restrictions

Code of the City of Passaic §§ 317-16H(7), 100-1

(7) Short-term rental units must be occupied by the unit owner as their principal residence. PRINCIPAL RESIDENCE: A person's permanent residence or usual place of return for housing as documented by at least two of the following: motor vehicle registration state-issued identification; tax documents showing the residential unit as the person's residence; or a utility bill. A person may have only...

Extended Home Share

Passaic's zoning code caps short-term rentals to two formats citywide: a hosted partial-home share, where the owner keeps living in the home and rents out a spare bedroom or accessory unit, and an unhosted owner-occupied rental during the owner's absence. Whole-home rentals to non-owners, investor rentals, and any other short-term format are barred under Code of the City of Passaic § 317-16H.

Passaic Hosted Home-Share Short-Term Rental Rules

Significant Restrictions

Code of the City of Passaic § 317-16H(1), (7), (10)

(1) The residence for which a Short-Term Rental Registration Certificate is sought shall be a single-family home, townhouse, or condominium. ... (7) Short-term rental units must be occupied by the unit owner as their principal residence. ... (10) Only hosted partial-home short-term rentals and unhosted owner-occupied short-term rentals are permitted.

Repeat Violator Strikes

Passaic can pull a short-term rental's registration for cause, not just for a single technical lapse: Code of the City of Passaic § 100-15L lets the Director of Inspections and Code suspend, revoke, or deny a certificate for open violations, a disturbing-the-peace or nuisance conviction, or a substantiated complaint.

Passaic Short-Term Rental Revocation Grounds

Significant Restrictions

Code of the City of Passaic § 100-15L

The Director of Inspections and Code may suspend, revoke, or deny a Short-Term Rental Registration Certificate if: (1) The property has open violations. (2) The owner has been convicted of violating a state or municipal law prohibiting disturbing the peace or maintaining a nuisance. (3) The owner is the subject of a substantiated complaint related to the property or another property owned in th...

Host Platform Liability

Passaic's short-term rental ordinance reaches beyond owners to reach hosting platforms directly: Code of the City of Passaic § 100-1 defines 'intermediary' to include any broker or hosting platform that arranges a rental and collects rent, taxes, or fees on the owner's behalf, and § 100-15K makes any intermediary liable for fines alongside the owner.

Passaic Short-Term Rental Intermediary Fines

Some Restrictions

Code of the City of Passaic § 100-1; § 100-15K

INTERMEDIARY — Is anyone besides an owner who helps to arrange a property rental for an owner and collects rent and/or taxes and other charges on behalf of the owner. An intermediary includes but is not limited to a broker, hosting platform, or short-term rental property agent. ... A violation of any provision of this chapter may subject the short-term rental property owner, transient occupant(...

Looking for Passaic County county-wide rules?

County ordinances apply to unincorporated areas and may supplement Passaic city rules.

Short-Term Rentals in Passaic County