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HOA Rules in Carteret County, NC (2026)

2 rules for unincorporated Carteret County, North Carolina.

Verified from official government sources

Note: These county rules apply to unincorporated areas of Carteret County. If you live within an incorporated city, that city's own rules apply: see the city list below.

Assessment & Dues

Where unincorporated Carteret County accepts dedicated common areas, the subdivision's owners' association must pay assessments and county ad valorem taxes on those areas. Section 6-1.2(C) empowers the association to levy assessments on lot owners, and after six months of association default, the county can turn unpaid taxes into a personal lien against each lot owner.

Carteret County HOA Assessment Lien Rules

Some Restrictions

Carteret County Subdivision Regulations § 6-1.2(C)(2)-(3)

(2)Default of owners' association. Upon default by the owners' association in the payment to the county of any assessments for public improvements or ad valorem taxes levied against the common areas, which default shall continue for a period of six months, each owner of a lot in the development shall become personally obligated to pay to the county a portion of the taxes or assessments in an am...

Board Governance

Unincorporated Carteret County requires developers of subdivisions with shared common areas to form an owners' association before selling any lot. Section 6-1.1 makes membership mandatory for every purchaser, and Section 6-1.2 requires the association's declaration to exist and be legally organized before any conveyance, lease-option, or transfer of control.

Owners' Association Formation Rules, Carteret County

Some Restrictions

Carteret County Subdivision Regulations §§ 6-1.1, 6-1.2

(A)Creation. An owners' association shall be established to fulfill the requirement of the North Carolina Condominium Act or to accept conveyance and maintenance of all common areas and facilities within a development containing common areas. ... (D)Owners' association not required. Developments involving only two units attached by a party wall shall not be required to have common areas or an o...

All Carteret County ordinances

See every category we cover for Carteret County: parking, noise, fences, fires, animals, pools, and more.

Carteret County Ordinance Hub →