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Gilroy, CA Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Required freeboard, AE/AH/A1-30 zones
1 foot above base flood elevation
AO zone, no depth number shown
3 feet above highest adjacent grade
Base flood definition
1% annual chance (100-year) flood
Elevation certification required by
registered civil engineer or surveyor
Floodplain administrator
Director of Public Works or designee
Noncompliant construction
misdemeanor under § 27E.8

Summary

In Gilroy's mapped special flood hazard areas, Gilroy City Code Section 27E.17(c)(1) requires the lowest floor of any new or substantially improved residential structure to sit at least one foot above the base flood elevation shown on the Flood Insurance Rate Map, giving buildings a one-foot freeboard margin above the FEMA-mapped 1-percent-annual-chance flood level.

“Base flood elevation (BFE)” means the elevation shown on the Flood Insurance Rate Map for Zones AE, AH, A1-30, VE and V1-V30 that indicates the water surface elevation resulting from a flood that has a one percent (1%) or greater chance of being equaled or exceeded in any given year. ... Residential Construction. All new construction or substantial improvements of residential structures shall have the lowest floor, including basement: a. In AE, AH, A1-30 Zones, elevated at least one (1) foot above the base flood elevation.

Full Breakdown

Chapter 27E, the Floodplain Management Ordinance, adopts by reference the Flood Insurance Study for Santa Clara County and its accompanying Flood Insurance Rate Maps (FIRMs) dated May 18, 2009, plus the Uvas Creek Overflows Floodplain Management Study, as the basis for its special flood hazard areas under Section 27E.7. Section 27E.5 defines the base flood elevation (BFE) as the water surface elevation on the FIRM for a flood with a one percent or greater annual chance of occurring, i.e. the 100-year flood. Section 27E.17(c)(1) then sets the freeboard standard: in AE, AH, and A1-30 zones, the lowest floor of a new or substantially improved residential structure, including any basement, must be elevated at least one foot above that base flood elevation.

In an AO zone without a specified depth number, the required elevation rises to three feet above the highest adjacent grade. Nonresidential and mixed-use buildings may meet the same elevation standard or be dry floodproofed instead, per Section 27E.17(c)(2), with a registered civil engineer or architect certifying the floodproofing design. Once a residential structure is complete, a registered civil engineer or licensed land surveyor must certify the lowest-floor elevation, and the floodplain administrator, the director of public works or a designee under Section 27E.13, must verify it before the certification is accepted.

Where no BFE is shown on the FIRM for a given site, Section 27E.14(c) requires the floodplain administrator to obtain and reasonably use other available federal, state, or engineering data, at the applicant's expense for any required hydrologic and hydraulic analysis.

Violations & Fines

Section 27E.8 makes it unlawful to construct, locate, extend, convert, or alter any structure or land without full compliance with the chapter's elevation and floodproofing terms, and classifies any such violation, including violation of any attached conditions or safeguards, as a misdemeanor. The floodplain administrator may also withhold building permit sign-off until the required elevation certification under Section 27E.17(c)(1) or floodproofing certification under Section 27E.17(c)(2) is verified.

Frequently Asked Questions

How high above flood level must my new house be built in Gilroy?
In an AE, AH, or A1-30 flood zone, Gilroy City Code Section 27E.17(c)(1) requires the lowest floor, including any basement, to sit at least one foot above the base flood elevation shown on the FEMA Flood Insurance Rate Map. That one-foot margin is the city's freeboard requirement above the mapped 100-year flood level.
Who certifies that my house meets Gilroy's elevation requirement?
A registered civil engineer or licensed land surveyor must certify the as-built lowest-floor elevation once construction is complete, and the floodplain administrator, the director of public works or a designee, must verify that certification under Section 27E.17(c)(1) before it is accepted.
What if my property has no base flood elevation on the FIRM?
Under Section 27E.14(c), the floodplain administrator must obtain and reasonably use available federal, state, or other engineering data to set a proposed base flood elevation, and may require the applicant to fund a hydrologic and hydraulic analysis to generate one.

Sources & Official References

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