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Indio, CA Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Standard
Lowest floor at or above BFE
Zones covered
AE, AH, A1-30, and AO zones
Certification
Registered engineer or surveyor required
Governing chapter
Indio Municipal Code Chapter 153

Summary

Indio requires new and substantially improved residential structures in AE, AH, and A1-30 flood zones to have their lowest floor elevated to or above the base flood elevation, verified by a licensed engineer or surveyor.

All new construction or substantial improvements of residential structures shall have the lowest floor, including basement:

(a) In AE, AH, A1-30 Zones, elevated to or above the base flood elevation.

(b) In an AO Zone, elevated above the highest adjacent grade to a height equal to or exceeding the depth number specified in feet on the FIRM, or elevated at least two feet above the highest adjacent grade if no depth number is specified.

(c) In an A Zone, without BFE's specified on the FIRM [unnumbered A Zone], elevated to or above the base flood elevation; as determined under § 153.31(C).

(d) Upon the completion of the structure, the elevation of the lowest floor, including basement, shall be certified by a registered civil engineer or licensed land surveyor, and verified by the community Building Inspector to be properly elevated. Such certification and verification shall be provided to the Floodplain Administrator.

(2) Nonresidential construction. All new construction or substantial improvements of nonresidential structures shall either be elevated to conform with division (C)(1) of this section or:

(a) Be floodproofed, together with attendant utility and sanitary facilities, below the elevation recommended under division (C)(1) of this section, so that the structure is watertight with walls substantially impermeable to the passage of water;

(b)

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4796010; v13 updated 2026-02-04; through 02-04-2026).

Full Breakdown

Under Indio Municipal Code Chapter 153, Floodplain Management, any new construction or substantial improvement to a residential structure within a mapped AE, AH, or A1-30 special flood hazard area must have its lowest floor, including any basement, elevated to or above the base flood elevation shown on the FEMA Flood Insurance Rate Map. Nonresidential buildings can instead be floodproofed to that same elevation. Indio's ordinance sets the standard at the BFE itself rather than adding extra freeboard. Once built, a registered civil engineer or licensed surveyor must certify the finished elevation to the city's Floodplain Administrator before the structure is deemed compliant.

Violations & Fines

A structure lacking a certified elevation record is presumed noncompliant under Chapter 153 until documentation is filed; the Floodplain Administrator can withhold approvals and the city can pursue standard code-enforcement remedies.

Frequently Asked Questions

Does Indio require extra freeboard above the base flood elevation?
No. Section 153.13(C)(1)(a) requires the lowest floor at or above the BFE itself, with no added freeboard margin.
Who certifies compliance with Indio's flood elevation rule?
A registered civil engineer or licensed land surveyor must certify the as-built lowest-floor elevation to the city's Floodplain Administrator.

Sources & Official References

Other rules in Indio

All Indio rules

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