Skip to main content
CityRuleLookup

Toledo, OH Environmental Rules: Flood Elevation Requirements (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Freeboard required
1 foot above base flood elevation
FPE definition
Base flood elevation + 1 ft freeboard (§1110.0222)
Residential lowest floor
Elevated to or above FPE (§1110.0404(D))
No-data fallback
2 ft above highest adjacent grade
Certification required
FEMA Elevation Certificate by registered surveyor

Summary

Toledo defines Flood Protection Elevation as the base flood elevation plus one foot of freeboard, and requires new or substantially improved residential structures to elevate the lowest floor, including any basement or crawl space, to or above that level.

"Flood Protection Elevation" means the Flood Protection Elevation, or FPE, is the base flood elevation plus one (1) foot of freeboard. ... New construction and substantial improvement of any residential structure, including manufactured homes, shall have the lowest floor, including crawl space or basement, elevated to or above the flood protection elevation.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 S-105: Complete to June 30, 2026).

Full Breakdown

0222 defines "Flood Protection Elevation" (FPE) as "the base flood elevation plus one (1) foot of freeboard," adding that where no base flood elevation exists from an authoritative source, the Floodplain Administrator can use historical flood elevations instead. " In Zone AO areas without a specified elevation, or where FPE data are unavailable, the lowest floor must instead sit at least two feet above the highest adjacent grade, and support structures must be engineer-certified to ASCE 24, Flood Resistant Design and Construction. 0405(B), or may instead be dry floodproofed watertight to the FPE with FEMA Floodproofing Certification from a registered engineer or architect. 0404(H)). 0307(A)).

Violations & Fines

Building below the required flood protection elevation is enforced as a Chapter 1110 permit violation: it is a strict-liability first-degree misdemeanor under Section 1110.0604, with each day of noncompliance a separate offense and fines running $250 for a first offense up to $3,000 for a fifth or later offense, plus double the Chapter 1307 permit fee for unauthorized work already done. The Floodplain Administrator issues a written notice of violation with a compliance deadline before referring uncorrected cases to the Director of Law for abatement action (Sections 1110.0602-1110.0603).

Frequently Asked Questions

How much freeboard does Toledo require above base flood elevation?
One foot. Section 1110.0222 defines the Flood Protection Elevation as "the base flood elevation plus one (1) foot of freeboard," and new residential structures must have their lowest floor elevated to or above that level under Section 1110.0404(D).
What if there's no base flood elevation data for my Toledo property?
Section 1110.0404(D) requires the lowest floor, including crawl space or basement, to be elevated at least two feet above the highest natural adjacent grade when flood protection elevation data are not available.
Can a commercial building in Toledo's floodplain avoid elevating instead of floodproofing?
Yes. Section 1110.0405(B) lets nonresidential structures either elevate the lowest floor to the flood protection elevation or be dry floodproofed watertight to that level, with design certified by a registered engineer or architect on a FEMA Floodproofing Certificate.
Who certifies that a Toledo structure meets the required flood elevation?
A registered professional surveyor must complete a FEMA Elevation Certificate recording as-built elevation data after construction, per Section 1110.0307(A), and support structures need engineer or architect certification to ASCE 24 standards under Section 1110.0404(D).

Sources & Official References

Other rules in Toledo

All Toledo rules

Compare Toledo to another location·View the Ohio environmental rules overview

Get notified when Flood Elevation Requirements in Toledo, OH changes

We'll email you the moment we detect a change in the code. No spam, unsubscribe anytime.

We'll never sell or share your email. One-click unsubscribe in every email.

See something wrong?

Help us keep this page accurate. If you notice an error or outdated information, let us know.