Wicomico County, MD Environmental Rules: Flood Elevation Requirements (2026)
Key Facts
- Flood protection elevation
- BFE plus 2 feet of freeboard
- Residential lowest-floor rule
- at or above flood protection elevation
- Electric panelboard height
- at least 3 feet above BFE
- Zone AO alternate rule
- FIRM depth number plus 2 feet, min. 4 feet
- Critical facility elevation
- flood protection elevation plus 1 foot
- Proof required
- signed elevation certificate from licensed surveyor/engineer
Summary
Wicomico County defines the flood protection elevation as the base flood elevation plus two feet of freeboard, requires new and substantially improved residential lowest floors to reach that height, and makes electric panelboards sit at least three feet above the BFE.
FLOOD PROTECTION ELEVATION The base flood elevation plus two feet of freeboard. ... F. Have the electric panelboard elevated at least three feet above the BFE. ... (1) Lowest floors shall be elevated to or above the flood protection elevation.
Full Breakdown
Under Wicomico County Code § 149-10, 'flood protection elevation' means the base flood elevation plus two feet of freeboard, the safety margin that compensates for uncertainty from wave action, obstructed bridge openings, debris and ice jams, climate change and watershed urbanization. That definition drives § 149-34A(1), which requires new residential structures, residential portions of mixed-use structures, and substantially improved existing residential structures to have their lowest floors elevated to or above the flood protection elevation; in Zone AO shallow-flooding areas, the lowest floor instead must sit at least as high above the highest adjacent grade as the FIRM's depth number plus two feet, or four feet if no depth number is shown (§ 149-34A(2)).
Beyond the floor itself, § 149-22 requires electrical systems, HVAC and plumbing equipment to sit at or above that same elevated lowest floor, or, as an alternative, to be designed and installed to resist flood forces and keep water out if placed lower (§ 149-22D, E). Section 149-22F adds a specific mandate that the electric panelboard be elevated at least three feet above the base flood elevation, a stricter number than the two-foot general freeboard. Critical and essential facilities such as hospitals and fire stations face an even higher bar: they must be elevated to the greater of the flood protection elevation plus one foot, the building code elevation, or the five-hundred-year flood elevation, and may not be sited in coastal high-hazard areas, Coastal A Zones or floodways at all (§ 149-27).
Violations & Fines
Building below the required flood protection elevation or panelboard height is enforced the same way as any other Chapter 149 violation: it is presumed a violation until required documentation such as an elevation certificate is provided (§ 149-10, definition of VIOLATION), and under § 149-50A a person who fails to meet permit conditions, including elevation requirements, is guilty of a misdemeanor punishable by a fine of $100 to $1,000, up to 30 days imprisonment, or both, with each day of continued violation a separate offense. The Floodplain Administrator may also issue a stop-work order under § 149-49 until the elevation deficiency is corrected.
Frequently Asked Questions
How high above the base flood elevation must a new house be built in Wicomico County?
Where must the electric panelboard sit relative to the flood elevation?
Is there a different elevation rule for Zone AO shallow flooding areas?
What proof does the county require that a building meets the elevation rule?
Sources & Official References
Other rules in Wicomico County
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