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Broomfield, CO Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Broomfield, CO, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Governing chapter
Broomfield Municipal Code Chapter 17-40, Floodplain
Source map
2019 FEMA Flood Insurance Study and FIRM, on file
Permit required
Development permit from city engineer before construction
Enforcing official
City engineer administers permits under section 17-40-120
Appeals body
Board of adjustment hears variances under section 17-40-140
Penalty
General penalty under chapter 1-12, B.M.C.

Summary

Broomfield regulates construction in areas of special flood hazard under Chapter 17-40 of the Municipal Code, adopting FEMA's 2019 Flood Insurance Study and Rate Map by reference. Anyone building, filling, grading, or altering land in a mapped floodplain must get a development permit from the city engineer before starting work, and violating the chapter is punishable under the general penalty chapter.

The areas of special flood hazard identified by the Federal Emergency Management Agency in a scientific and engineering report entitled "The Flood Insurance Study for the City of Broomfield," dated August 15, 2019, with an accompanying Flood Insurance Rate Map (FIRM), and any revisions thereto is hereby adopted by reference and declared to be a part of this chapter. The Flood Insurance Study and FIRM are on file at One DesCombes Drive, Broomfield, CO 80020. ... No structure or land shall hereafter be constructed, located, extended, converted or altered without full compliance with the terms of this chapter and other applicable regulations. ... It shall be unlawful to violate any provision of this chapter or to violate any restriction. Violators shall be subject to the penalties provided in chapter 1-12. B.M.C.

Full Breakdown

Chapter 17-40 (Broomfield Floodplain Regulations) adopts by reference the Flood Insurance Study for the City of Broomfield dated August 15, 2019, along with its accompanying Flood Insurance Rate Map (FIRM); both are kept on file at One DesCombes Drive. Any area shown on that map as a special flood hazard area, plus land later removed from the floodplain by a FEMA Letter of Map Revision Based on Fill, falls under the chapter per section 17-40-055. Before any construction, filling, grading, dredging, drilling, or storage of materials begins in one of those areas, section 17-40-110 requires a development permit from the city engineer, supported by scaled plans showing elevations, proposed structures, and drainage.

The city engineer, appointed under section 17-40-120, reviews permits for compliance with the encroachment limits in section 17-40-170, floodway data, and prior approvals from other agencies, and keeps elevation certificates and floodproofing records on file for public inspection. Section 17-40-070 makes it unlawful to build or alter any structure or land without full compliance with the chapter, and it separately makes violating any restriction unlawful, subjecting violators to the penalties set out in chapter 1-12, B.M.C. Property owners contesting a floodplain boundary, or seeking a variance from the standards, appeal to the board of adjustment under section 17-40-140, which weighs flood danger, alternative sites, and public cost before attaching conditions to any variance it grants.

Variances are generally limited to lots of one-half acre or less that sit among existing structures already built below the base flood level, and none may be issued within a designated floodway if it would raise flood levels.

Violations & Fines

Building, filling, grading, or altering land in a mapped special flood hazard area without a development permit from the city engineer violates section 17-40-070 and triggers the general penalties in chapter 1-12, B.M.C., which allow fines and abatement orders. Occupying a structure without the elevation certificate or floodproofing documentation required by section 17-40-130(C) creates a presumption of violation under the chapter's definitions until proof of compliance is filed with the city engineer.

Frequently Asked Questions

Do I need a permit to build in a Broomfield floodplain?
Yes. Section 17-40-110 requires a development permit from the city engineer before any construction, fill, grading, or drilling begins within an area of special flood hazard shown on the city's FEMA Flood Insurance Rate Map. The application must include scaled plans showing elevations of the lowest floor and any floodproofing, plus a description of how the work affects nearby watercourses.
What happens if I build without the permit?
Section 17-40-070 makes it unlawful to construct, alter, or extend a structure in a special flood hazard area without full compliance with Chapter 17-40, and violators face the penalties set out in chapter 1-12 of the Municipal Code, which covers general fines for code violations.
Can I get a variance from the floodplain rules?
The board of adjustment can grant variances under section 17-40-140, but only after weighing flood danger, alternative locations, and cost to the public, and only for lots of one-half acre or less among existing structures built below the base flood elevation; no variance may raise flood levels within a designated floodway.

Sources & Official References

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