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Florissant, MO Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Florissant, MO, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Governing chapter
Chapter 415, Floodplain Management
Floodplain administrator
City Engineer
Applies to
numbered/unnumbered A and AE zones
FIRM effective date
February 4, 2015
Maximum fine
$1,000 per violation, each day separate
Legal authority
RSMo Section 89.020

Summary

Florissant requires a floodplain development permit for any construction, fill, or substantial improvement within the numbered and unnumbered A and AE flood zones mapped on the FEMA Flood Insurance Rate Maps for St. Louis County. The City Engineer serves as floodplain administrator and reviews every application before work can begin under Chapter 415.

Lands To Which Chapter Applies. This Chapter shall apply to all lands within the jurisdiction of the City of Florissant, Missouri, identified as numbered and unnumbered A Zones and AE Zones, on the Flood Insurance Rate Maps (FIRMs) for St. Louis County on Map Panels, 29189C0035K, 29189C0042K, 29189C0053K, 29189C0054K, 29189C0058K, 29189C0061K, 29189C0062K, 29189C0064K, 29189C0066K, 29189C0067K, and 29189C0068K, dated February 4, 2015, as amended, and any future revisions thereto. In all areas covered by this Chapter, no development shall be permitted except through the issuance of a floodplain development permit, granted by the City Council or its duly designated representative, under such safeguards and restrictions as the City Council or the designated representative may reasonably impose for the promotion and maintenance of the general welfare, health of the inhabitants of the community, and as specifically noted in Section 415.040. ... Floodplain Administrator. The City Engineer is hereby designated as the floodplain administrator under this Chapter.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4989395; v43 updated 2026-05-26; through 05-26-2026).

Full Breakdown

Chapter 415, adopted by Ordinance No. 020, governs all land within the City of Florissant identified on the FEMA Flood Insurance Rate Maps as numbered or unnumbered A Zones and AE Zones, covering eleven map panels for St. Louis County effective February 4, 2015. 020, no development, defined broadly to include new construction, substantial improvement, fill, and the placement of manufactured homes, may proceed in a mapped flood hazard area without a floodplain development permit issued by the City Council or its designated representative. 030 for reviewing every permit application to confirm the site is reasonably safe from flooding, verifying that all other required federal, state and local approvals have been obtained, notifying adjacent communities and the Missouri State Emergency Management Agency before any watercourse is altered or relocated, and maintaining permanent elevation records for every new or substantially improved structure.

An application must describe the parcel, the proposed work, the intended use, the assessed and market value of the improvement, whether the site sits in the floodway or the flood fringe, and the base flood elevation, and it must be accompanied by construction plans. Ordinance 8101 also repealed and replaced the City's earlier Flood Damage Prevention and Control chapter, Code 1980 Sections 6-38 through 6-42.

Violations & Fines

Violating Chapter 415, including breach of any condition attached to a variance, is a misdemeanor under Section 415.060. Conviction carries a fine of up to one thousand dollars plus court costs, and each day the violation continues counts as a separate offense. The City may also pursue any other lawful remedy, including an injunction, to stop or reverse unpermitted development in the flood hazard area.

Frequently Asked Questions

Do I need a permit to build in a Florissant flood zone?
Yes. Section 415.020 bars any development, including new construction, fill, grading or placing a manufactured home, within a mapped A or AE flood zone until the City Engineer, acting as floodplain administrator, issues a floodplain development permit under Chapter 415. The application must include site plans, the parcel's use, and its base flood elevation.
Who administers Florissant's floodplain rules?
The City Engineer is designated the floodplain administrator under Section 415.030 and reviews every application, coordinates with FEMA and the Missouri State Emergency Management Agency on watercourse changes, and keeps the elevation records the National Flood Insurance Program requires for insured structures.
What happens if I build without a floodplain permit?
It is a misdemeanor under Section 415.060, punishable by a fine of up to $1,000 plus costs, with each day of the violation counted separately. The City can also take other lawful action, including seeking a court order, to stop or undo unpermitted work in the flood hazard area.

Sources & Official References

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