FEMA flood zone rules in Oak Lawn, IL — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Oak Lawn participates in NFIP. Portions of the Village near local waterways may be in FEMA flood hazard areas. Flood insurance required with federally backed mortgages in SFHAs.
Oak Lawn participates in the National Flood Insurance Program (NFIP). Portions of the Village near local waterways and drainage areas may be in FEMA Special Flood Hazard Areas (SFHAs) per Flood Insurance Rate Maps (FIRMs). Properties in SFHAs with federally backed mortgages must carry flood insurance. Substantial improvements (>50% market value) in SFHAs must meet current flood standards. Contact Oak Lawn Community Development at 708-499-7800 for flood zone questions.
Construction below flood elevation: retroactive compliance required, fines $500 to $5,000. Floodway encroachment: removal order. Failure to maintain flood insurance: lender force-placement at higher cost.
Oak Lawn, IL
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Side-by-side rule comparisons with other cities in Cook County.
See how other cities in Cook County handle flood zones.
See how Oak Lawn's flood zones rules stack up against other locations.
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