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Rowlett, TX Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Rowlett, TX, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit trigger
Any construction/alteration in special flood hazard area
Administering official
City engineer as floodplain administrator
Application requirement
Duplicate scaled plans, elevations, certifications
Max fine
$500.00 per violation, plus costs
Appeals body
Board of adjustment, then courts
FIS source maps
Rockwall Co. 9-26-2008; Dallas Co. 6-16-2006

Summary

Rowlett requires a floodplain development permit before any construction, land alteration, or use change inside its areas of special flood hazard, which cover the city's jurisdiction, territorial limits and extraterritorial jurisdiction in both Dallas and Rockwall counties. The city engineer, acting as floodplain administrator, reviews and approves every application, and violators face misdemeanor fines.

Sec. 82-38. - Establishment of development permit. A floodplain development permit shall be required to ensure conformance with the provisions of this article. (Ord. No. 023-08, § 1, 9-2-2008) Sec. 82-45. - Permit procedures. (a) Application for a floodplain development permit shall be presented to the floodplain administrator on forms furnished by him/her and may include, but not be limited to, plans in duplicate drawn to scale showing the location, dimensions, and elevation of proposed landscape alterations, existing and proposed structures, including the placement of manufactured homes, and the location of the foregoing in relation to areas of special flood hazard. Sec. 82-53. - Penalties for non-compliance. Violation of the provisions of this article by failure to comply with any of its requirements ... shall constitute a misdemeanor. Any person who violates this article or fails to comply with any of its requirements shall upon conviction thereof be fined not more than $500.00 for each violation, and in addition shall pay all costs and expenses involved in the case.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 29).

Full Breakdown

Code of Ordinances § 82-36 applies the floodplain article to all areas of special flood hazard within Rowlett's jurisdiction, territorial limits and ETJ. The special hazard areas are drawn from the FEMA Flood Insurance Study for Rockwall County dated September 26, 2008 and the FIS for Dallas County dated June 16, 2006, along with their flood insurance rate maps (§ 82-37). Section 82-38 requires a floodplain development permit before any regulated activity, and § 82-39 bars locating, altering, or changing the use of any structure or land without full compliance.

The city engineer or a designee serves as floodplain administrator (§ 82-43) and reviews applications, checks that the site will be reasonably safe from flooding, confirms other required federal, state and local approvals under the Federal Water Pollution Control Act, and notifies the Texas Water Development Board before any watercourse alteration (§ 82-44). Under § 82-45(a), an applicant must submit duplicate scaled plans showing the location, dimensions and elevation of proposed structures and landscape alterations, the elevation of the lowest floor, and, for nonresidential floodproofing, an engineer's or architect's certification.

The administrator weighs factors including danger to life and property, susceptibility to flood damage, effects on neighboring land, compatibility with existing development, emergency vehicle access, and the availability of alternative, non-flood-prone sites (§ 82-45(b)). The board of adjustment hears variance requests and appeals of the administrator's decisions, with further appeal to the courts (§ 82-46); variances are unavailable within a designated floodway if they would raise flood levels. Where this article overlaps another ordinance, easement, covenant or deed restriction, whichever is more stringent controls (§ 82-40), and the article's terms are read as minimum requirements construed in favor of the city (§ 82-41).

Violations & Fines

Building, locating, extending, converting or altering any structure or land without full compliance is a misdemeanor under § 82-53, punishable by a fine of up to $500.00 per violation plus all case costs and expenses. The city can still pursue any other lawful remedy, including injunctive action, and all remedies are cumulative. A structure lacking a required elevation certificate or other compliance documentation is presumed in violation.

Frequently Asked Questions

Does Rowlett's floodplain permit apply outside city limits?
Yes, within limits: § 82-36 extends the article to Rowlett's extraterritorial jurisdiction as well as its corporate limits, so land in the Dallas or Rockwall County ETJ that falls in a mapped special flood hazard area is still covered, even though the counties themselves have no zoning power.
Who decides whether my Rowlett property needs a floodplain permit?
The floodplain administrator, who under § 82-43 is the city engineer or a designee. That official reviews the application against the FEMA flood insurance rate maps adopted in § 82-37 and the site-safety factors in § 82-45(b) before approving or denying it.
What happens if I build in the Rowlett floodplain without a permit?
Section 82-53 makes it a misdemeanor punishable by up to $500.00 per violation plus costs, and the city can separately seek injunctive or other lawful relief since all remedies under the article are cumulative.

Sources & Official References

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