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Stafford Township, NJ Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified November 2026

FEMA flood zone rules in Stafford Township, NJ, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

NFIP participation
Accepted September 14, 1979
Adopted flood study
FEMA Ocean County FIS dated September 26, 2006
Floodplain Administrator
The Construction Code Official (§ 114-13)
Permit
Required before any development in a flood hazard area (§ 114-29)
Maximum fine
$1,250 per violation (§ 114-8A)
Maps on file
260 East Bay Avenue, Manahawkin

Summary

Stafford Township regulates development in flood hazard areas under Chapter 114, adopted in 2021. The Township joined the National Flood Insurance Program on September 14, 1979, and § 114-11 adopts the FEMA flood study dated September 26, 2006 while requiring the more restrictive state and federal data to be considered. The Construction Code Official serves as Floodplain Administrator.

The Township of Stafford was accepted for participation in the National Flood Insurance Program on September 14, 1979. ... Because of these higher standards, the regulated flood hazard area in New Jersey may be more expansive and more restrictive than the FEMA special flood hazard area. Maps and studies that establish flood hazard areas are on file at the Stafford Township Municipal Building, 260 East Bay Avenue, Manahawkin, NJ 08050. The following sources identify flood hazard areas in this jurisdiction and must be considered when determining the best available flood hazard data area: A. Effective flood insurance study. Special flood hazard areas (SFHAs) identified by the Federal Emergency Management Agency in a scientific and engineering report entitled "Flood Insurance Study, Ocean County, New Jersey 'All Jurisdictions'" dated September 26, 2006, and the accompanying Flood Insurance Rate Maps (FIRM) identified in Table 114-11(A) whose effective date is September 26, 2006, are hereby adopted by reference.

Full Breakdown

Section 114-11 defines where the rules apply. It adopts by reference the FEMA Flood Insurance Study for Ocean County dated September 26, 2006 and the Flood Insurance Rate Maps listed in Table 114-11(A), then requires the Township to compare them against other sources. Subsection B directs Stafford Township to use federal best available information, including advisory flood hazard area maps, work maps and preliminary FIS and FIRM data, where it shows higher flood elevations or larger flood hazard areas. Subsection C adds high-water elevations from flood events, groundwater flooding areas and studies by federal or state agencies, and bars any information that produces less restrictive flood elevations, design standards or smaller flood hazard areas than the first two sources. The maps and studies are on file at the Stafford Township Municipal Building, 260 East Bay Avenue, Manahawkin.

Chapter 114 reaches a wide range of work. Section 114-10 lists the subdivision of land, site improvements and utilities, manufactured homes, recreational vehicles, new construction, additions, substantial improvement of existing buildings, installation of tanks, temporary structures, temporary or permanent storage, and Group U utility structures. Under § 114-29, anyone who intends to conduct any development in a flood hazard area must first apply to the Floodplain Administrator and obtain the required permit, and § 114-13 designates the Construction Code Official as the Floodplain Administrator. Under § 114-25, development in riparian zones is prohibited unless the applicant first holds the required NJDEP individual or general permit, permit by rule or permit by certification; the riparian zone width runs between 50 feet and 300 feet depending on the waterbody. Where Chapter 114 conflicts with another ordinance, § 114-9 makes the more restrictive one govern, and § 114-6 warns that land outside the mapped areas is not guaranteed to stay free from flooding.

Violations & Fines

A violation of Chapter 114 is a violation under N.J.S.A. 40:49-5, punishable by a fine of not more than $1,250, imprisonment for up to 90 days, or community service for up to 90 days (§ 114-8A). Each day is a separate violation, but the owner gets a thirty-day period to cure or abate and a hearing before the court before a fine above $1,250 can follow (§ 114-8B). Unlawful disposal of solid waste in a floodway or floodplain carries a fine of not more than $2,500, or up to $10,000 under N.J.S.A. 40:49-5 (§ 114-8.1).

Frequently Asked Questions

Where can I see the flood maps for Stafford Township?
Section 114-11 states that the maps and studies that establish flood hazard areas are on file at the Stafford Township Municipal Building, 260 East Bay Avenue, Manahawkin, NJ 08050. The adopted FIRM panels are listed in Table 114-11(A), and the Floodplain Administrator interprets boundaries and provides available flood elevation information under § 114-16C.
Do I need a permit to build in a flood hazard area in Stafford Township?
Yes. Section 114-29 requires anyone who intends to conduct any development in a flood hazard area to apply first to the Floodplain Administrator and obtain the required permit. Depending on the project, a floodplain development permit or approval can be required in addition to the building permit.
What if state flood data is stricter than the FEMA map?
The stricter data controls. Section 114-11 notes that the regulated flood hazard area in New Jersey can be more expansive than the FEMA special flood hazard area, and subsections B and C bar the use of other information that gives less restrictive elevations, design standards or smaller flood hazard areas.
Who enforces the flood rules in Stafford Township?
The Construction Code Official is designated the Floodplain Administrator under § 114-13 and administers the chapter in coordination with the Construction Official. The Administrator reviews permit applications, inspects flood hazard areas for development without permits, and cites violations under Article VIII.

Sources & Official References

Other rules in Stafford Township

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